Updated November 12, 2026
Equipment financing activity in Floral City, FL
Floral City has 88 active UCC filings for equipment across 52 businesses, about 1.7 per business, so repeat borrowers are common. 22 new filings were recorded in the last 12 months, up 29% on the year before. 19 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. Kubota Credit dominates with 21% of active filings. Agriculture is the largest equipment type, at 24%. Captive finance arms of the manufacturers write 45% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+29% on the year before
New equipment filings by month
Floral City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 3 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 3 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 0 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit12 · 20.7%Captive finance
- John Deere Financial8 · 13.8%Captive finance
- Caterpillar Financial6 · 10.3%Captive finance
- CAPITAL CITY BANK5 · 8.6%Bank
- FINANCIAL PACIFIC LEASING, INC.4 · 6.9%Independent
- DLL2 · 3.4%Independent
- SEACOAST NATIONAL BANK2 · 3.4%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated60 · 68.2%
- Agriculture21 · 23.9%
- Construction7 · 8.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | R.E Floral City | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | VFS US LLC Other | Oct 2023 |
84 | R.E Floral City | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | RING INVESTMENTS LLC Other | Oct 2023 |
84 | R.E Floral City | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | RING INVESTMENTS LLC Other | Oct 2023 |
83 | BLA Floral City | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
81 | R.E Floral City | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | VFS US LLC Other | Nov 2022 |
81 | R.E Floral City | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | VFS US LLC Other | Nov 2022 |
77 | BLA Floral City | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
74 | R.E Floral City | Equipment 41 mo old · peak window+35Active, no continuation+10 | RING INVESTMENTS LLC Other | May 2023 |
Nearby cities
- Ocala5,269
- Crystal River482
- Dunnellon469
- Inverness402
- Summerfield399
- Homosassa350
- Belleview293
- Oxford209
- Hernando191
- Lecanto179
- Citrus Springs104
- Silver Springs97
Top lenders in Floral City
- Kubota Credit12
- John Deere Financial8
- Caterpillar Financial6
- CAPITAL CITY BANK5
- FINANCIAL PACIFIC LEASING, INC.4
- DLL2
- SEACOAST NATIONAL BANK2
- WELLS FARGO BANK, NATIONAL ASSOCIATION2
- NORTH STAR LEASING A DIVISION OF PEOPLES BANK2
- FARM CREDIT OF CENTRAL FLORIDA, ACA2
Questions
How many equipment loans are active in Floral City, FL?
How many equipment loans in Floral City, FL end in the next six months?
Which lenders finance the most equipment in Floral City, FL?
What equipment is financed most in Floral City, FL?
Is Floral City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.