Updated November 11, 2026
Equipment financing activity in Hernando, FL
Hernando has 191 active UCC filings for equipment across 117 businesses, about 1.6 per business, so repeat borrowers are common. 45 new filings were recorded in the last 12 months, down 8% on the year before. 34 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. The market is spread out: Kubota Credit leads with 19%, followed by John Deere Financial at 9%. Agriculture is the largest equipment type, at 15%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-8% on the year before
New equipment filings by month
Hernando, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 9 |
| 2025-03 | 3 |
| 2025-04 | 1 |
| 2025-05 | 6 |
| 2025-06 | 5 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 4 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 4 |
| 2026-02 | 4 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 5 |
| 2026-06 | 5 |
| 2026-07 | 5 |
| 2026-08 | 3 |
| 2026-09 | 9 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit22 · 18.6%Captive finance
- John Deere Financial11 · 9.3%Captive finance
- FINANCIAL PACIFIC LEASING, INC.4 · 3.4%Independent
- Independent
- BRANNEN BANK3 · 2.5%Bank
- Caterpillar Financial3 · 2.5%Captive finance
- NAVITAS CREDIT LLC3 · 2.5%Independent
- AUTOMOTIVE FINANCE CORPORATION3 · 2.5%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated152 · 79.6%
- Agriculture28 · 14.7%
- Construction11 · 5.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | PLU Hernando | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
84 | SOU Hernando | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
74 | HEN Hernando | Equipment 40 mo old · peak window+35Active, no continuation+10 | RING INVESTMENTS, LLC Other | Jun 2023 |
74 | STA Hernando | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
71 | JED Hernando | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
71 | STE Hernando | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FINANCIAL PACIFIC LEASING, INC. Independent | Nov 2022 |
70 | TNT Hernando | Equipment 51 mo old · late window+29Near the 48-month mark+2 | FINANCIAL AGENT SERVICES Independent | Jul 2022 |
68 | VAN Hernando | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
Equipment types in Hernando
Nearby cities
- Ocala5,269
- Crystal River482
- Dunnellon469
- Inverness402
- Summerfield399
- Homosassa350
- Belleview293
- Oxford209
- Lecanto179
- Citrus Springs104
- Silver Springs97
- Beverly Hills96
Top lenders in Hernando
- Kubota Credit22
- John Deere Financial11
- FINANCIAL PACIFIC LEASING, INC.4
- COMMERCIAL CREDIT GROUP INC. ON BEHALF OF ITSELF AND ON BEHALF OF ALL AFFIL3
- Caterpillar Financial3
- NAVITAS CREDIT LLC3
- AUTOMOTIVE FINANCE CORPORATION3
- ADVANTAFIRST CAPITAL FINANCIAL SERVICES, LLC3
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY2
Questions
How many equipment loans are active in Hernando, FL?
How many equipment loans in Hernando, FL end in the next six months?
Which lenders finance the most equipment in Hernando, FL?
What equipment is financed most in Hernando, FL?
Is Hernando, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.