Updated November 11, 2026
Equipment financing activity in Oxford, FL
Oxford has 209 active UCC filings for equipment across 114 businesses, about 1.8 per business, so repeat borrowers are common. 46 new filings were recorded in the last 12 months, down 10% on the year before. 50 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. John Deere Financial dominates with 23% of active filings. Agriculture is the largest equipment type, at 25%. Captive finance arms of the manufacturers write 42% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-10% on the year before
New equipment filings by month
Oxford, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 6 |
| 2025-03 | 6 |
| 2025-04 | 5 |
| 2025-05 | 3 |
| 2025-06 | 2 |
| 2025-07 | 4 |
| 2025-08 | 4 |
| 2025-09 | 3 |
| 2025-10 | 2 |
| 2025-11 | 4 |
| 2025-12 | 5 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 6 |
| 2026-04 | 7 |
| 2026-05 | 9 |
| 2026-06 | 3 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 5 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial35 · 23.2%Captive finance
- Kubota Credit18 · 11.9%Captive finance
- Bank
- Caterpillar Financial8 · 5.3%Captive finance
- Independent
- DLL5 · 3.3%Independent
- MIDFLORIDA CREDIT UNION4 · 2.6%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated144 · 68.9%
- Agriculture52 · 24.9%
- Construction13 · 6.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | BIL Oxford | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
84 | BIL Oxford | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | WELLS FARGO EQUIPMENT FINANCE, INC. Bank | Oct 2023 |
79 | GRD Oxford | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
76 | L & Oxford | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | ENGLAND CARRIER SERVICES Other | Sep 2023 |
76 | BIL Oxford | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | WELLS FARGO BANK, N.A. Bank | Jan 2023 |
76 | GRD Oxford | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
73 | L & Oxford | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | AMPLUS 223 TRUST Other | Aug 2023 |
73 | MID Oxford | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
Equipment types in Oxford
Nearby cities
- Ocala5,269
- Crystal River482
- Dunnellon469
- Inverness402
- Summerfield399
- Homosassa350
- Belleview293
- Hernando191
- Lecanto179
- Citrus Springs104
- Silver Springs97
- Beverly Hills96
Top lenders in Oxford
- John Deere Financial35
- Kubota Credit18
- CITIZENS FIRST BANK, A FLORIDA BANKING CORPORATION16
- Caterpillar Financial8
- GREATAMERICA FINANCIAL SERVICES CORPORATION8
- DLL5
- MIDFLORIDA CREDIT UNION4
- WELLS FARGO BANK, NATIONAL ASSOCIATION3
- WELLS FARGO EQUIPMENT FINANCE, INC.3
- SUNCOAST CREDIT UNION2
Questions
How many equipment loans are active in Oxford, FL?
How many equipment loans in Oxford, FL end in the next six months?
Which lenders finance the most equipment in Oxford, FL?
What equipment is financed most in Oxford, FL?
Is Oxford, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.