Updated November 11, 2026
Equipment financing activity in Cross City, FL
Cross City has 89 active UCC filings for equipment across 48 businesses, about 1.9 per business, so repeat borrowers are common. 18 new filings were recorded in the last 12 months, down 10% on the year before. 18 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. John Deere Financial dominates with 24% of active filings. Agriculture is the largest equipment type, at 10%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-10% on the year before
New equipment filings by month
Cross City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 0 |
| 2025-03 | 3 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 6 |
| 2026-09 | 5 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial13 · 23.6%Captive finance
- AMERIS BANK5 · 9.1%Bank
- DLL3 · 5.5%Independent
- ONE FLORIDA BANK3 · 5.5%Bank
- CAPITAL CITY BANK3 · 5.5%Bank
- Caterpillar Financial2 · 3.6%Captive finance
- FINANCIAL PACIFIC LEASING, INC.2 · 3.6%Independent
- Vermeer Credit2 · 3.6%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated71 · 79.8%
- Agriculture9 · 10.1%
- Construction9 · 10.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | BAC Cross City | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
74 | ROC Cross City | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
74 | J T Cross City | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2023 |
73 | SHA Cross City | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
73 | VAN Cross City | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
71 | RKL Cross City | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
69 | DIX Cross City | Equipment 44 mo old · peak window+35Active, no continuation+10 | LAFAYETTE STATE BANK Bank | Feb 2023 |
64 | SHA Cross City | Construction 40 mo old · peak window+35Active, no continuation+10 | Vermeer Credit Captive finance | Jun 2023 |
Nearby cities
- Gainesville2,987
- Williston421
- Newberry405
- Alachua393
- Trenton383
- Chiefland280
- High Springs272
- Bell175
- Old Town167
- Morriston155
- Reddick154
- Hawthorne142
Questions
How many equipment loans are active in Cross City, FL?
How many equipment loans in Cross City, FL end in the next six months?
Which lenders finance the most equipment in Cross City, FL?
What equipment is financed most in Cross City, FL?
Is Cross City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.