Updated November 12, 2026
Equipment financing activity in Cedar Key, FL
Cedar Key has 29 active UCC filings for equipment across 23 businesses. 7 new filings were recorded in the last 12 months, up 40% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: FLORIDA CAPITAL BANK, N.A., A NATIONAL ASSOCIATION leads with 13%, followed by RENASANT BANK at 13%. Agriculture is the largest equipment type, at 10%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+40% on the year before
New equipment filings by month
Cedar Key, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- RENASANT BANK3 · 12.5%Bank
- Kubota Credit2 · 8.3%Captive finance
- MAHINDRA FINANCE USA LLC2 · 8.3%Independent
- Bank
- Bank
- STAR CAPITAL GROUP, L.P.1 · 4.2%Independent
- Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated25 · 86.2%
- Agriculture3 · 10.3%
- Manufacturing1 · 3.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | CLA Cedar Key | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | Toyota Industries Commercial Finance Captive finance | Dec 2022 |
61 | CED Cedar Key | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | WELLS FARGO COMMERCIAL DISTRIBUTION FINANCE, LLC Bank | Dec 2022 |
61 | C & Cedar Key | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | THE HUNTINGTON NATIONAL BANK Bank | Nov 2022 |
58 | MAR Cedar Key | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2022 |
56 | TON Cedar Key | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | SEACOAST NATIONAL BANK Bank | Sep 2023 |
56 | JED Cedar Key | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CREDIBLY OF ARIZONA LLC Other | Nov 2022 |
54 | JAY Cedar Key | Equipment 49 mo old · late window+33Near the 48-month mark+7 | RENASANT BANK Bank | Sep 2022 |
49 | BUL Cedar Key | Equipment 41 mo old · peak window+35Active, no continuation+10 | STAR CAPITAL GROUP, L.P. Independent | May 2023 |
Nearby cities
- Gainesville2,987
- Williston421
- Newberry405
- Alachua393
- Trenton383
- Chiefland280
- High Springs272
- Bell175
- Old Town167
- Morriston155
- Reddick154
- Hawthorne142
Top lenders in Cedar Key
- FLORIDA CAPITAL BANK, N.A., A NATIONAL ASSOCIATION3
- RENASANT BANK3
- Kubota Credit2
- MAHINDRA FINANCE USA LLC2
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC1
- GULF COAST BANK AND TRUST COMPANY1
- STAR CAPITAL GROUP, L.P.1
- Toyota Industries Commercial Finance1
- BANK FIVE NINE1
- SEACOAST NATIONAL BANK1
Questions
How many equipment loans are active in Cedar Key, FL?
How many equipment loans in Cedar Key, FL end in the next six months?
Which lenders finance the most equipment in Cedar Key, FL?
What equipment is financed most in Cedar Key, FL?
Is Cedar Key, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.