Updated November 12, 2026
Equipment financing activity in Bay Harbor Island, FL
Bay Harbor Island has 31 active UCC filings for equipment across 23 businesses. 4 new filings were recorded in the last 12 months, down 50% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. The market is spread out: CITY NATIONAL BANK OF FLORIDA leads with 13%, followed by VALLEY NATIONAL BANK at 13%. Banks and credit unions hold 81%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-50% on the year before
New equipment filings by month
Bay Harbor Island, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CITY NATIONAL BANK OF FLORIDA2 · 12.5%Bank
- VALLEY NATIONAL BANK2 · 12.5%Bank
- FIRST HORIZON BANK1 · 6.3%Bank
- POPULAR BANK1 · 6.3%Bank
- INTERNATIONAL FINANCE BANK1 · 6.3%Bank
- JACKSONVILLE HOUSING FINANCE AUTHORITY1 · 6.3%Independent
- PACIFIC NATIONAL BANK1 · 6.3%Bank
- PACIFIC NATIONAL BANK, N.A., A NATIONAL BANKING ASSOCIATION, ITS SUCCESSORS1 · 6.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated31 · 100.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
64 | 829 Bay Harbor Island | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | GUS A. GOLDSMITH Other | Oct 2022 |
59 | KIN Bay Harbor Island | Equipment 49 mo old · late window+33Near the 48-month mark+7 | APOGEE REWARDS, INC. Other | Sep 2022 |
56 | FRA Bay Harbor Island | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | BANKUNITED, N.A. Bank | Sep 2023 |
56 | HIP Bay Harbor Island | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CITY NATIONAL BANK OF FLORIDA Bank | Sep 2023 |
53 | SAT Bay Harbor Island | Equipment 35 mo old · early+32Near the 36-month mark+7 | TRISE DEVELOPMENT CORP. Other | Nov 2023 |
53 | 103 Bay Harbor Island | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | IMAGENET CONSULTING, LLC Other | Aug 2023 |
49 | AMI Bay Harbor Island | Equipment 43 mo old · peak window+35Active, no continuation+10 | D & F LLC Other | Mar 2023 |
45 | 801 Bay Harbor Island | Equipment 51 mo old · late window+29Near the 48-month mark+2 | U.S. CENTURY BANK Bank | Jul 2022 |
Nearby cities
- Miami57,919
- Doral5,901
- Coral Gables3,768
- Miami Beach3,519
- Aventura2,001
- Medley1,758
- North Miami1,548
- North Miami Beach1,186
- Cutler Bay871
- Sunny Isles Beach616
- Palmetto Bay425
- Key Biscayne410
Questions
How many equipment loans are active in Bay Harbor Island, FL?
How many equipment loans in Bay Harbor Island, FL end in the next six months?
Which lenders finance the most equipment in Bay Harbor Island, FL?
Is Bay Harbor Island, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.