Updated November 11, 2026
Construction equipment loans in Ridgway, CO
Ridgway has 31 active UCC filings for construction equipment across 17 businesses, about 1.8 per business, so repeat borrowers are common. 4 new filings were recorded in the last 12 months, down 73% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 26% of active filings. Captive finance arms of the manufacturers write 55% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-73% on the year before
New equipment filings by month
Ridgway, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 5 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial8 · 25.8%Captive finance
- WAGNER EQUIPMENT COMPANY5 · 16.1%Captive finance
- John Deere Financial4 · 12.9%Captive finance
- Stearns Bank Equipment Finance4 · 12.9%Bank
- DLL2 · 6.5%Independent
- Bank
- Independent
- PNC Bank, National Association1 · 3.2%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | CLI Ridgway | Construction 46 mo old · peak window+35Near the 48-month mark+4 | DLL Independent | Dec 2022 |
90 | CLI Ridgway | Construction 43 mo old · peak window+35Also a blanket lien | DLL Independent | Apr 2023 |
82 | FAL Ridgway | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | WOL Ridgway | Construction 45 mo old · peak window+35Near the 48-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jan 2023 |
69 | COU Ridgway | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
68 | BEE Ridgway | Construction 35 mo old · early+32Near the 36-month mark+7 | U.S. Bank Equipment Finance, a division of U.S. Bank National Association Bank | Nov 2023 |
60 | ALP Ridgway | Construction 40 mo old · peak window+35Moved to another lender Feb 2025 | John Deere Financial Captive finance | Jun 2023 |
59 | ALL Ridgway | Construction 27 mo old · early+9Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2024 |
Top lenders here
- Caterpillar Financial8
- WAGNER EQUIPMENT COMPANY5
- John Deere Financial4
- Stearns Bank Equipment Finance4
- DLL2
- FARM CREDIT SERVICES OF AMERICA, PCA1
- Northland Capital Financial Services, LLC1
- PNC Bank, National Association1
- Oakmont Capital Holdings LLC1
- U.S. Bank Equipment Finance, a division of U.S. Bank National Association1
Questions
How many construction equipment loans are active in Ridgway, CO?
How many construction equipment loans in Ridgway, CO end in the next six months?
Which lenders finance the most construction equipment in Ridgway, CO?
Is Ridgway, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.