Updated November 11, 2026
Equipment financing activity in Summit County, CO
Summit County has 869 active UCC filings for equipment across 528 businesses, about 1.6 per business, so repeat borrowers are common. 181 new filings were recorded in the last 12 months, down 16% on the year before. 209 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Caterpillar Financial leads with 8%, followed by WAGNER EQUIPMENT COMPANY at 7%. Construction is the largest equipment type, at 17%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-16% on the year before
New equipment filings by month
Summit County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 21 |
|---|---|
| 2025-01 | 14 |
| 2025-02 | 22 |
| 2025-03 | 17 |
| 2025-04 | 15 |
| 2025-05 | 13 |
| 2025-06 | 27 |
| 2025-07 | 10 |
| 2025-08 | 14 |
| 2025-09 | 16 |
| 2025-10 | 27 |
| 2025-11 | 13 |
| 2025-12 | 20 |
| 2026-01 | 13 |
| 2026-02 | 15 |
| 2026-03 | 6 |
| 2026-04 | 26 |
| 2026-05 | 17 |
| 2026-06 | 18 |
| 2026-07 | 15 |
| 2026-08 | 23 |
| 2026-09 | 16 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial46 · 7.7%Captive finance
- WAGNER EQUIPMENT COMPANY44 · 7.3%Captive finance
- U.S. Bank National Association43 · 7.2%Bank
- Bank
- FirstBank20 · 3.3%Bank
- Western Alliance Bank15 · 2.5%Bank
- Stearns Bank Equipment Finance15 · 2.5%Bank
- LIVE OAK BANKING COMPANY13 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated384 · 44.2%
- Blanket liens257 · 29.6%
- Construction152 · 17.5%
- Agriculture20 · 2.3%
- Trucks & trailers20 · 2.3%
- IT & office13 · 1.5%
- Vehicles8 · 0.9%
- Manufacturing5 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | G & Dillon | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | Out Silverthorne | Construction 48 mo old · peak window+35Near the 48-month mark+10 | JCB FINANCE Captive finance | Nov 2022 |
100 | Out Silverthorne | Construction 48 mo old · peak window+35Near the 48-month mark+10 | JCB FINANCE Captive finance | Oct 2022 |
95 | ALL Breckenridge | Construction 49 mo old · late window+33Near the 48-month mark+7 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Sep 2022 |
94 | SAN Dillon | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | IMP Breckenridge | Construction 38 mo old · peak window+35Near the 36-month mark+4 | US BANK NA Bank | Aug 2023 |
94 | ALL Breckenridge | Trucks & trailers 46 mo old · peak window+35Near the 48-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Dec 2022 |
94 | Bre Breckenridge | Construction 46 mo old · peak window+35Near the 48-month mark+4 | North Mill Credit Trust Independent | Dec 2022 |
Cities in Summit County
- Breckenridge300
- Silverthorne228
- Frisco192
- Dillon115
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Top lenders in Summit County
Questions
How many equipment loans are active in Summit County?
How many equipment loans in Summit County end in the next six months?
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Is Summit County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.