Updated November 11, 2026
Equipment financing activity in San Miguel County, CO
San Miguel County has 306 active UCC filings for equipment across 169 businesses, about 1.8 per business, so repeat borrowers are common. 63 new filings were recorded in the last 12 months, down 22% on the year before. 58 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. The market is spread out: Alpine Bank, A Colorado Banking Corporation leads with 17%, followed by Wells Fargo Vendor Financial Services, LLC at 14%. Construction is the largest equipment type, at 35%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-22% on the year before
New equipment filings by month
San Miguel County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 12 |
| 2025-03 | 4 |
| 2025-04 | 15 |
| 2025-05 | 4 |
| 2025-06 | 4 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 5 |
| 2025-10 | 9 |
| 2025-11 | 10 |
| 2025-12 | 9 |
| 2026-01 | 7 |
| 2026-02 | 3 |
| 2026-03 | 5 |
| 2026-04 | 5 |
| 2026-05 | 5 |
| 2026-06 | 8 |
| 2026-07 | 4 |
| 2026-08 | 3 |
| 2026-09 | 7 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- Bank
- Caterpillar Financial27 · 11.4%Captive finance
- John Deere Financial8 · 3.4%Captive finance
- Oakmont Capital Holdings LLC7 · 3.0%Independent
- U.S. Bank National Association6 · 2.5%Bank
- Stearns Bank Equipment Finance6 · 2.5%Bank
- Bank of America, N.A.6 · 2.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated125 · 40.8%
- Construction108 · 35.3%
- Blanket liens43 · 14.1%
- Agriculture8 · 2.6%
- IT & office6 · 2.0%
- Manufacturing5 · 1.6%
- Vehicles5 · 1.6%
- Trucks & trailers3 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SWI Norwood | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Dec 2022 |
85 | TEL Telluride | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
85 | TEL Telluride | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
82 | APL Telluride | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
81 | TSG Telluride | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Live to Play Sports Group USA Inc Other | Oct 2023 |
80 | YOU Norwood | Construction 40 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Jun 2023 |
75 | RMC Norwood | Construction 40 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Jun 2023 |
75 | HOI Norwood | Construction 48 mo old · peak window+35Near the 48-month mark+10 | SECURED LENDER SOLUTIONS, LLC Other | Oct 2022 |
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Top lenders in San Miguel County
- Alpine Bank, A Colorado Banking Corporation40
- Wells Fargo Vendor Financial Services, LLC32
- Caterpillar Financial27
- John Deere Financial8
- Oakmont Capital Holdings LLC7
- U.S. Bank National Association6
- Stearns Bank Equipment Finance6
- Bank of America, N.A.6
- MidFirst Bank, a federally chartered savings association5
- Community Banks of Colorado, a division of NBH Bank5
Questions
How many equipment loans are active in San Miguel County?
How many equipment loans in San Miguel County end in the next six months?
Which lenders finance the most equipment in San Miguel County?
What equipment is financed most in San Miguel County?
Is San Miguel County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.