Updated November 11, 2026
Equipment financing activity in San Juan County, CO
San Juan County has 40 active UCC filings for equipment across 20 businesses, about 2.0 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, down 40% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 35% of the book. Stearns Bank Equipment Finance dominates with 22% of active filings. Construction is the largest equipment type, at 35%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-40% on the year before
New equipment filings by month
San Juan County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 3 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Stearns Bank Equipment Finance7 · 21.9%Bank
- Caterpillar Financial5 · 15.6%Captive finance
- Western Equipment Finance4 · 12.5%Independent
- X-Caliber Rural Capital, LLC3 · 9.4%Independent
- Bank
- FIRST SOUTHWEST BANK2 · 6.3%Bank
- North Mill Credit Trust1 · 3.1%Independent
- JCB FINANCE1 · 3.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Construction14 · 35.0%
- Equipment, type not stated13 · 32.5%
- Blanket liens7 · 17.5%
- Trucks & trailers2 · 5.0%
- Restaurant2 · 5.0%
- Agriculture1 · 2.5%
- Vehicles1 · 2.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
70 | OUT Silverton | Trucks & trailers 36 mo old · peak window+35Moved to another lender Oct 2025 | Stearns Bank Equipment Finance Bank | Oct 2023 |
70 | OUT Silverton | Construction 48 mo old · peak window+35Moved to another lender Oct 2025 | Stearns Bank Equipment Finance Bank | Oct 2022 |
69 | COD Silverton | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
67 | SIL Silverton | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Wells Fargo Vendor Financial Services, LLC Bank | Jan 2023 |
57 | SEL Silverton | Restaurant 34 mo old · early+29Near the 36-month mark+4 | FIRST SOUTHWEST BANK Bank | Jan 2024 |
55 | MAI Silverton | Construction 18 mo old · too earlyActive, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | May 2025 |
54 | OUT Silverton | Agriculture 42 mo old · peak window+35Moved to another lender Oct 2023 | Western Equipment Finance Independent | Apr 2023 |
53 | MAI Silverton | Blanket lien 56 mo old · late window+18Active, no continuation+10 | Region 9 Economic Development District of SW Colorado, Inc. Other | Feb 2022 |
Cities in San Juan County
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Questions
How many equipment loans are active in San Juan County?
How many equipment loans in San Juan County end in the next six months?
Which lenders finance the most equipment in San Juan County?
What equipment is financed most in San Juan County?
Is San Juan County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.