Updated November 11, 2026
Equipment financing activity in Otero County, CO
Otero County has 361 active UCC filings for equipment across 213 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 73. 96 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: FIRST NATIONAL BANK COLORADO leads with 14%, followed by John Deere Financial at 8%. Agriculture is the largest equipment type, at 27%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Otero County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 7 |
| 2025-03 | 6 |
| 2025-04 | 11 |
| 2025-05 | 11 |
| 2025-06 | 7 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 6 |
| 2025-10 | 4 |
| 2025-11 | 4 |
| 2025-12 | 11 |
| 2026-01 | 6 |
| 2026-02 | 5 |
| 2026-03 | 8 |
| 2026-04 | 8 |
| 2026-05 | 9 |
| 2026-06 | 7 |
| 2026-07 | 5 |
| 2026-08 | 4 |
| 2026-09 | 6 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FIRST NATIONAL BANK COLORADO40 · 14.1%Bank
- John Deere Financial24 · 8.5%Captive finance
- Fowler State Bank19 · 6.7%Bank
- FIRST NATIONAL BANK OF LAS ANIMAS18 · 6.4%Bank
- CNH Industrial Capital16 · 5.7%Captive finance
- Bank
- DIVERSIFIED FINANCIAL SERVICES, LLC14 · 4.9%Independent
- FARM CREDIT SERVICES OF AMERICA, PCA12 · 4.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated126 · 34.9%
- Agriculture97 · 26.9%
- Blanket liens61 · 16.9%
- Construction54 · 15.0%
- Manufacturing8 · 2.2%
- Vehicles6 · 1.7%
- IT & office4 · 1.1%
- Medical2 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | Tom Rocky Ford | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | TLM Swink | Construction 38 mo old · peak window+35Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
91 | HOR La Junta | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | AGCO Finance Captive finance | Sep 2023 |
90 | VAL Fowler | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
90 | GRI Fowler | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
90 | LUS Rocky Ford | Agriculture 42 mo old · peak window+35Active, no continuation+10 | DIVERSIFIED FINANCIAL SERVICES, LLC Independent | Apr 2023 |
87 | Sto La Junta | Construction 39 mo old · peak window+35Near the 36-month mark+2 | FIRST NATIONAL BANK COLORADO Bank | Aug 2023 |
85 | CAR La Junta | Manufacturing 36 mo old · peak window+35Near the 36-month mark+10 | SECURED LENDER SOLUTIONS, LLC Other | Nov 2023 |
Cities in Otero County
- Rocky Ford139
- La Junta133
- Fowler55
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Top lenders in Otero County
Questions
How many equipment loans are active in Otero County?
How many equipment loans in Otero County end in the next six months?
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Is Otero County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.