Updated November 11, 2026
Equipment financing activity in Lincoln County, CO
Lincoln County has 150 active UCC filings for equipment across 83 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 31. 38 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: CNH Industrial Capital leads with 15%, followed by Farm Credit of Southern Colorado, PCA, a wholly owned subsidiary of Farm Credit of Southern Colorado, ACA at 8%. Agriculture is the largest equipment type, at 31%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Lincoln County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 7 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 0 |
| 2025-06 | 2 |
| 2025-07 | 4 |
| 2025-08 | 1 |
| 2025-09 | 5 |
| 2025-10 | 4 |
| 2025-11 | 5 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 4 |
| 2026-06 | 5 |
| 2026-07 | 1 |
| 2026-08 | 5 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CNH Industrial Capital18 · 15.4%Captive finance
- Bank
- High Plains Bank7 · 6.0%Bank
- Caterpillar Financial6 · 5.1%Captive finance
- Kubota Credit5 · 4.3%Captive finance
- Bank
- Bank
- John Deere Financial5 · 4.3%Captive finance
Top equipment types
Active filings by what the collateral describes
- Agriculture47 · 31.3%
- Equipment, type not stated42 · 28.0%
- Blanket liens29 · 19.3%
- Construction19 · 12.7%
- Medical5 · 3.3%
- Trucks & trailers5 · 3.3%
- IT & office1 · 0.7%
- Manufacturing1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | M7 Limon | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
97 | MAL Limon | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Oct 2023 |
97 | M7 Limon | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Blue Bridge Financial, LLC Independent | Sep 2023 |
95 | MAL Limon | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | CNH Industrial Capital Captive finance | Sep 2022 |
95 | MAL Limon | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | CNH Industrial Capital Captive finance | Sep 2022 |
88 | M7 Limon | Medical 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
88 | M7 Limon | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
85 | Pro Limon | Agriculture 43 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Mar 2023 |
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Top lenders in Lincoln County
- CNH Industrial Capital18
- Farm Credit of Southern Colorado, PCA, a wholly owned subsidiary of Farm Credit of Southern Colorado, ACA9
- High Plains Bank7
- Caterpillar Financial6
- Kubota Credit5
- FARM CREDIT SERVICES OF AMERICA, PCA5
- Farm Credit Leasing Services Corporation5
- John Deere Financial5
- THE EASTERN COLORADO BANK4
- Stockmens Bank3
Questions
How many equipment loans are active in Lincoln County?
How many equipment loans in Lincoln County end in the next six months?
Which lenders finance the most equipment in Lincoln County?
What equipment is financed most in Lincoln County?
Is Lincoln County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.