Updated November 11, 2026
Equipment financing activity in Lake County, CO
Lake County has 134 active UCC filings for equipment across 84 businesses, about 1.6 per business, so repeat borrowers are common. 22 new filings were recorded in the last 12 months, down 27% on the year before. 32 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Kubota Credit leads with 12%, followed by Caterpillar Financial at 6%. Construction is the largest equipment type, at 22%. Banks and credit unions hold 45%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Lake County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 4 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 5 |
| 2025-09 | 3 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 7 |
| 2026-09 | 2 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit11 · 11.6%Captive finance
- Caterpillar Financial6 · 6.3%Captive finance
- WAGNER EQUIPMENT COMPANY6 · 6.3%Captive finance
- High Country Bank5 · 5.3%Bank
- Bank
- U.S. Bank National Association3 · 3.2%Bank
- Bank
- Byline Bank3 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated59 · 44.0%
- Blanket liens32 · 23.9%
- Construction30 · 22.4%
- Agriculture7 · 5.2%
- Trucks & trailers4 · 3.0%
- IT & office1 · 0.7%
- Manufacturing1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | TNT Leadville | Construction 41 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | May 2023 |
90 | TNT Leadville | Construction 42 mo old · peak window+35Active, no continuation+10 | First Business Specialty Finance, LLC Independent | Apr 2023 |
90 | TNT Leadville | Construction 44 mo old · peak window+35Active, no continuation+10 | First Mountain Bank, A Division of The First National Bank of Hugo Bank | Mar 2023 |
85 | HIG Leadville | Construction 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
83 | STO Twin Lakes | Construction 34 mo old · early+29Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Dec 2023 |
77 | MK Leadville | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | UPPER ARKANSAS AREA DEVELOPMENT CORPORATION (UAADC) Other | Oct 2023 |
75 | Leg Leadville | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
74 | TNT Leadville | Construction 59 mo old · late window+12Near the 60-month mark+7 | First Mountain Bank, A Division of The First National Bank of Hugo Bank | Nov 2021 |
Cities in Lake County
- Leadville123
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Questions
How many equipment loans are active in Lake County?
How many equipment loans in Lake County end in the next six months?
Which lenders finance the most equipment in Lake County?
What equipment is financed most in Lake County?
Is Lake County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.