Updated November 11, 2026
Equipment financing activity in Gilpin County, CO
Gilpin County has 127 active UCC filings for equipment across 62 businesses, about 2.0 per business, so repeat borrowers are common. 30 new filings were recorded in the last 12 months, up 36% on the year before. 44 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 35% of the book. CNH Industrial Capital dominates with 21% of active filings. Construction is the largest equipment type, at 45%. Captive finance arms of the manufacturers write 43% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+36% on the year before
New equipment filings by month
Gilpin County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 5 |
| 2025-04 | 5 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 3 |
| 2025-11 | 5 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 8 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 3 |
| 2026-07 | 3 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CNH Industrial Capital19 · 21.1%Captive finance
- Kubota Credit9 · 10.0%Captive finance
- Caterpillar Financial5 · 5.6%Captive finance
- Stearns Bank Equipment Finance5 · 5.6%Bank
- DLL5 · 5.6%Independent
- Bank
- Western Alliance Bank4 · 4.4%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Construction57 · 44.9%
- Blanket liens29 · 22.8%
- Equipment, type not stated23 · 18.1%
- Agriculture9 · 7.1%
- Trucks & trailers6 · 4.7%
- IT & office2 · 1.6%
- Restaurant1 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | Gra Black Hawk | Construction 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Equipment Finance, Inc. Bank | Nov 2023 |
92 | MOU Black Hawk | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
92 | Bla Black Hawk | Construction 45 mo old · peak window+35Near the 48-month mark+2 | CNH Industrial Capital Captive finance | Feb 2023 |
92 | Gra Black Hawk | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Wells Fargo Equipment Finance, Inc. Bank | Jan 2023 |
90 | Gra Black Hawk | Trucks & trailers 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | Apr 2023 |
90 | Gra Black Hawk | Construction 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | Mar 2023 |
90 | Bla Black Hawk | Construction 50 mo old · late window+31Near the 48-month mark+4 | CNH Industrial Capital Captive finance | Aug 2022 |
88 | Bla Black Hawk | Construction 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Dec 2023 |
Cities in Gilpin County
- Black Hawk101
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Questions
How many equipment loans are active in Gilpin County?
How many equipment loans in Gilpin County end in the next six months?
Which lenders finance the most equipment in Gilpin County?
What equipment is financed most in Gilpin County?
Is Gilpin County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.