Updated November 11, 2026
Equipment financing activity in Carbondale, CO
Carbondale has 466 active UCC filings for equipment across 237 businesses, about 2.0 per business, so repeat borrowers are common. 88 new filings were recorded in the last 12 months, down 27% on the year before. 128 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Caterpillar Financial leads with 17%, followed by Alpine Bank, A Colorado Banking Corporation at 13%. Construction is the largest equipment type, at 32%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Carbondale, CO, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 10 |
| 2025-03 | 5 |
| 2025-04 | 7 |
| 2025-05 | 11 |
| 2025-06 | 18 |
| 2025-07 | 5 |
| 2025-08 | 8 |
| 2025-09 | 12 |
| 2025-10 | 17 |
| 2025-11 | 8 |
| 2025-12 | 14 |
| 2026-01 | 8 |
| 2026-02 | 6 |
| 2026-03 | 7 |
| 2026-04 | 7 |
| 2026-05 | 11 |
| 2026-06 | 2 |
| 2026-07 | 6 |
| 2026-08 | 10 |
| 2026-09 | 9 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial66 · 17.2%Captive finance
- Bank
- John Deere Financial24 · 6.3%Captive finance
- Bank
- Bank
- WAGNER EQUIPMENT COMPANY16 · 4.2%Captive finance
- FirstBank15 · 3.9%Bank
- ANB Bank11 · 2.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated207 · 44.4%
- Construction147 · 31.5%
- Blanket liens70 · 15.0%
- Agriculture21 · 4.5%
- Trucks & trailers10 · 2.1%
- Manufacturing4 · 0.9%
- IT & office3 · 0.6%
- Vehicles3 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | HEA Carbondale | Trucks & trailers 48 mo old · peak window+35Near the 48-month mark+10 | 1st Source Bank, Construction Equipment Division Bank | Oct 2022 |
92 | HEA Carbondale | Construction 39 mo old · peak window+35Near the 36-month mark+2 | 1st Source Bank, Construction Equipment Division Bank | Jul 2023 |
90 | WES Carbondale | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Targeted Lending Co., LLC Independent | Apr 2023 |
90 | WES Carbondale | Trucks & trailers 42 mo old · peak window+35Active, no continuation+10 | Navitas Credit Corp. Independent | Apr 2023 |
90 | EXC Carbondale | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
88 | Hag Carbondale | Construction 34 mo old · early+29Near the 36-month mark+4 | DLL Independent | Dec 2023 |
88 | EXC Carbondale | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
88 | goo Carbondale | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Alpine Bank, A Colorado Banking Corporation Bank | Oct 2023 |
Equipment types in Carbondale
Top lenders in Carbondale
- Caterpillar Financial66
- Alpine Bank, A Colorado Banking Corporation48
- John Deere Financial24
- 1st Source Bank, Construction Equipment Division23
- Wells Fargo Vendor Financial Services, LLC17
- WAGNER EQUIPMENT COMPANY16
- FirstBank15
- ANB Bank11
- Bank of Colorado10
- U.S. Bank National Association9
Questions
How many equipment loans are active in Carbondale, CO?
How many equipment loans in Carbondale, CO end in the next six months?
Which lenders finance the most equipment in Carbondale, CO?
What equipment is financed most in Carbondale, CO?
Is Carbondale, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.