Updated November 11, 2026
Equipment financing activity in Merrillan, WI
Merrillan has 54 active UCC filings for equipment across 33 businesses, about 1.6 per business, so repeat borrowers are common. 10 new filings were recorded in the last 12 months, up 11% on the year before. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: CO-OP CREDIT UNION leads with 19%, followed by Union State Bank at 15%. Banks and credit unions hold 68%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+11% on the year before
New equipment filings by month
Merrillan, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CO-OP CREDIT UNION9 · 19.1%Bank
- Union State Bank7 · 14.9%Bank
- Bank
- John Deere Financial4 · 8.5%Captive finance
- Caterpillar Financial3 · 6.4%Captive finance
- Security Financial Bank3 · 6.4%Bank
- Kubota Credit2 · 4.3%Captive finance
- Compeer Financial, PCA2 · 4.3%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated45 · 83.3%
- Agriculture5 · 9.3%
- Construction4 · 7.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | Nor Merrillan | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
84 | ZIL Merrillan | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Stearns Bank Equipment Finance Bank | Oct 2023 |
64 | PEA Merrillan | Construction 48 mo old · peak window+35Moved to another lender Dec 2024 | Caterpillar Financial Captive finance | Nov 2022 |
62 | PEA Merrillan | Equipment 54 mo old · late window+23Active, no continuation+10 | VFS US LLC Other | Apr 2022 |
59 | LYN Merrillan | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Co-op Credit Union Bank | Oct 2023 |
58 | PAT Merrillan | Equipment 35 mo old · early+32Near the 36-month mark+7 | MARINE CREDIT UNION Bank | Nov 2023 |
58 | PEA Merrillan | Equipment 59 mo old · late window+12Near the 60-month mark+7 | VFS US LLC Other | Nov 2021 |
57 | Pat Merrillan | Equipment 34 mo old · early+29Near the 36-month mark+4 | Union State Bank Bank | Dec 2023 |
Nearby cities
- Eau Claire1,996
- Chippewa Falls1,346
- Menomonie674
- Bloomer432
- Mondovi430
- Altoona323
- Chetek299
- Colfax287
- Durand269
- Osseo257
- Cadott246
- Stanley235
Questions
How many equipment loans are active in Merrillan, WI?
How many equipment loans in Merrillan, WI end in the next six months?
Which lenders finance the most equipment in Merrillan, WI?
What equipment is financed most in Merrillan, WI?
Is Merrillan, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.