Updated November 11, 2026
Equipment financing activity in Osseo, WI
Osseo has 257 active UCC filings for equipment across 174 businesses. 58 new filings were recorded in the last 12 months, up 23% on the year before. 65 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Royal Credit Union leads with 9%, followed by CITIZENS COMMUNITY FEDERAL N.A. at 9%. Agriculture is the largest equipment type, at 14%. Banks and credit unions hold 71%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+23% on the year before
New equipment filings by month
Osseo, WI, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 5 |
| 2025-03 | 2 |
| 2025-04 | 5 |
| 2025-05 | 7 |
| 2025-06 | 5 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 7 |
| 2025-11 | 6 |
| 2025-12 | 4 |
| 2026-01 | 4 |
| 2026-02 | 3 |
| 2026-03 | 5 |
| 2026-04 | 8 |
| 2026-05 | 7 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 5 |
| 2026-09 | 3 |
| 2026-10 | 5 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Royal Credit Union19 · 8.6%Bank
- CITIZENS COMMUNITY FEDERAL N.A.19 · 8.6%Bank
- CO-OP CREDIT UNION19 · 8.6%Bank
- John Deere Financial11 · 5.0%Captive finance
- Kubota Credit10 · 4.5%Captive finance
- Alliance Bank9 · 4.1%Bank
- Compeer Financial, PCA9 · 4.1%Independent
- Independence State Bank8 · 3.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated214 · 83.3%
- Agriculture37 · 14.4%
- Construction6 · 2.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | HV Osseo | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
89 | PAT Osseo | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
79 | SAN Osseo | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Feb 2023 |
77 | HV Osseo | Agriculture 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
76 | OSS Osseo | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
74 | Oss Osseo | Equipment 40 mo old · peak window+35Active, no continuation+10 | Mazak Corporation Other | Jun 2023 |
74 | Myv Osseo | Equipment 44 mo old · peak window+35Active, no continuation+10 | Security Financial Bank Bank | Mar 2023 |
74 | Oss Osseo | Equipment 44 mo old · peak window+35Active, no continuation+10 | PBJP Holdings Other | Feb 2023 |
Equipment types in Osseo
Nearby cities
- Eau Claire1,996
- Chippewa Falls1,346
- Menomonie674
- Bloomer432
- Mondovi430
- Altoona323
- Chetek299
- Colfax287
- Durand269
- Cadott246
- Stanley235
- Cornell164
Questions
How many equipment loans are active in Osseo, WI?
How many equipment loans in Osseo, WI end in the next six months?
Which lenders finance the most equipment in Osseo, WI?
What equipment is financed most in Osseo, WI?
Is Osseo, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.