Updated November 11, 2026
Equipment financing activity in Eau Claire, WI
Eau Claire has 1,996 active UCC filings for equipment across 1,306 businesses, about 1.5 per business, so repeat borrowers are common. 457 new filings were recorded in the last 12 months, up 18% on the year before. 535 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Royal Credit Union leads with 13%, followed by WESTconsin Credit Union at 6%. Banks and credit unions hold 74%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+18% on the year before
New equipment filings by month
Eau Claire, WI, last 24 months. The current month is still coming in.
| 2024-12 | 38 |
|---|---|
| 2025-01 | 31 |
| 2025-02 | 17 |
| 2025-03 | 26 |
| 2025-04 | 36 |
| 2025-05 | 30 |
| 2025-06 | 43 |
| 2025-07 | 39 |
| 2025-08 | 39 |
| 2025-09 | 27 |
| 2025-10 | 34 |
| 2025-11 | 19 |
| 2025-12 | 52 |
| 2026-01 | 40 |
| 2026-02 | 26 |
| 2026-03 | 30 |
| 2026-04 | 54 |
| 2026-05 | 46 |
| 2026-06 | 55 |
| 2026-07 | 38 |
| 2026-08 | 36 |
| 2026-09 | 38 |
| 2026-10 | 28 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Royal Credit Union207 · 13.4%Bank
- WESTconsin Credit Union94 · 6.1%Bank
- The Northwestern Bank86 · 5.6%Bank
- NICOLET NATIONAL BANK81 · 5.2%Bank
- CITIZENS COMMUNITY FEDERAL N.A.73 · 4.7%Bank
- John Deere Financial72 · 4.6%Captive finance
- Bank
- Wells Fargo Equipment Finance, Inc.54 · 3.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,834 · 91.9%
- Agriculture83 · 4.2%
- Construction66 · 3.3%
- IT & office6 · 0.3%
- Manufacturing5 · 0.3%
- Vehicles2 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | PLA Eau Claire | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
84 | HUN Eau Claire | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
84 | HUN Eau Claire | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
84 | EAU Eau Claire | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | The Northwestern Bank Bank | Oct 2023 |
84 | Gen Eau Claire | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Fincoast Capital LLC Independent | Oct 2022 |
81 | RUS Eau Claire | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WESTCONSIN CREDIT UNION Bank | Sep 2023 |
81 | Max Eau Claire | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | GreatAmerica Financial Services Corporation Independent | Sep 2023 |
81 | FIV Eau Claire | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Shibaura Machine Company, America Other | Sep 2023 |
Equipment types in Eau Claire
Nearby cities
- Chippewa Falls1,346
- Menomonie674
- Bloomer432
- Mondovi430
- Altoona323
- Chetek299
- Colfax287
- Durand269
- Osseo257
- Cadott246
- Stanley235
- Cornell164
Top lenders in Eau Claire
- Royal Credit Union207
- WESTconsin Credit Union94
- The Northwestern Bank86
- NICOLET NATIONAL BANK81
- CITIZENS COMMUNITY FEDERAL N.A.73
- John Deere Financial72
- PNC Bank, National Association, as Agent54
- Wells Fargo Equipment Finance, Inc.54
- Caterpillar Financial47
- SECURITY FINANCIAL BANK41
Questions
How many equipment loans are active in Eau Claire, WI?
How many equipment loans in Eau Claire, WI end in the next six months?
Which lenders finance the most equipment in Eau Claire, WI?
What equipment is financed most in Eau Claire, WI?
Is Eau Claire, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.