Updated November 11, 2026
Equipment financing activity in Houlton, WI
Houlton has 37 active UCC filings for equipment across 31 businesses. 8 new filings were recorded in the last 12 months, down 43% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. The market is spread out: Royal Credit Union leads with 13%, followed by First State Bank and Trust at 10%. Banks and credit unions hold 87%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-43% on the year before
New equipment filings by month
Houlton, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Royal Credit Union4 · 12.9%Bank
- First State Bank and Trust3 · 9.7%Bank
- Lake Elmo Bank3 · 9.7%Bank
- US BANK NA2 · 6.5%Bank
- John Deere Financial2 · 6.5%Captive finance
- Hiawatha National Bank2 · 6.5%Bank
- SECURITY BANK MINNESOTA2 · 6.5%Bank
- FIRST PREMIER BANK1 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated35 · 94.6%
- Agriculture2 · 5.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
60 | THE Houlton | Equipment 51 mo old · late window+29Near the 48-month mark+2 | MidWestOne Bank Bank | Jul 2022 |
57 | A1 Houlton | Equipment 33 mo old · early+26Near the 36-month mark+2 | INTERNET TRUCKSTOP PAYMENTS LLC Other | Jan 2024 |
56 | Gle Houlton | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Lake Elmo Bank Bank | Oct 2023 |
56 | Gau Houlton | Equipment 52 mo old · late window+27Active, no continuation+10 | First State Bank and Trust Bank | Jun 2022 |
51 | J4 Houlton | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Hiawatha National Bank Bank | Feb 2023 |
51 | B & Houlton | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Hiawatha National Bank Bank | Feb 2023 |
49 | Luk Houlton | Equipment 40 mo old · peak window+35Active, no continuation+10 | Private individual Other | Jun 2023 |
47 | MIK Houlton | Equipment 30 mo old · early+18Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Apr 2024 |
Nearby cities
- Hudson851
- New Richmond569
- Baldwin368
- Amery363
- Somerset287
- Prescott197
- Roberts182
- Woodville155
- Glenwood City145
- Clear Lake140
- Clayton116
- Hammond103
Questions
How many equipment loans are active in Houlton, WI?
How many equipment loans in Houlton, WI end in the next six months?
Which lenders finance the most equipment in Houlton, WI?
What equipment is financed most in Houlton, WI?
Is Houlton, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.