Updated November 11, 2026
Equipment financing activity in Clear Lake, WI
Clear Lake has 140 active UCC filings for equipment across 111 businesses. 22 new filings were recorded in the last 12 months, down 39% on the year before. 40 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. WESTconsin Credit Union dominates with 34% of active filings. Banks and credit unions hold 84%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-39% on the year before
New equipment filings by month
Clear Lake, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 6 |
| 2025-07 | 4 |
| 2025-08 | 5 |
| 2025-09 | 6 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 5 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WESTconsin Credit Union40 · 34.2%Bank
- Citizens State Bank of La Crosse6 · 5.1%Bank
- Royal Credit Union6 · 5.1%Bank
- First State Bank and Trust5 · 4.3%Bank
- Compeer Financial, PCA4 · 3.4%Independent
- SECURITY FINANCIAL BANK4 · 3.4%Bank
- CNH Industrial Capital4 · 3.4%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated130 · 92.9%
- Agriculture8 · 5.7%
- Construction1 · 0.7%
- Vehicles1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
72 | Fri Clear Lake | Equipment 34 mo old · early+29Near the 36-month mark+4 | River Country Coop Other | Dec 2023 |
67 | BUH Clear Lake | Equipment 33 mo old · early+26Near the 36-month mark+2 | Citizens State Bank of La Crosse Bank | Feb 2024 |
67 | Lev Clear Lake | Equipment 33 mo old · early+26Near the 36-month mark+2 | SECURITY FINANCIAL BANK Bank | Jan 2024 |
64 | Sha Clear Lake | Equipment 49 mo old · late window+33Near the 48-month mark+7 | WESTCONSIN CREDIT UNION Bank | Sep 2022 |
64 | Lev Clear Lake | Equipment 53 mo old · late window+25Active, no continuation+10 | Verity Business Solutions, LLC Other | May 2022 |
62 | Dar Clear Lake | Equipment 34 mo old · early+29Near the 36-month mark+4 | Royal Credit Union Bank | Jan 2024 |
61 | NAD Clear Lake | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WESTCONSIN CREDIT UNION Bank | Sep 2023 |
59 | CLT Clear Lake | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FIRST NATIONAL COMMUNITY BANK Bank | Oct 2023 |
Nearby cities
- Hudson851
- New Richmond569
- Baldwin368
- Amery363
- Somerset287
- Prescott197
- Roberts182
- Woodville155
- Glenwood City145
- Clayton116
- Hammond103
- Hager City93
Top lenders in Clear Lake
- WESTconsin Credit Union40
- Citizens State Bank of La Crosse6
- Royal Credit Union6
- First State Bank and Trust5
- Compeer Financial, PCA4
- SECURITY FINANCIAL BANK4
- CNH Industrial Capital4
- Bremer Bank, National Association4
- CITIZENS COMMUNITY FEDERAL N.A.3
- FIRST NATIONAL COMMUNITY BANK3
Questions
How many equipment loans are active in Clear Lake, WI?
How many equipment loans in Clear Lake, WI end in the next six months?
Which lenders finance the most equipment in Clear Lake, WI?
What equipment is financed most in Clear Lake, WI?
Is Clear Lake, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.