Updated November 11, 2026
Equipment financing activity in Somerset, WI
Somerset has 287 active UCC filings for equipment across 190 businesses, about 1.5 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 58. 78 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Royal Credit Union leads with 13%, followed by WESTconsin Credit Union at 11%. Banks and credit unions hold 78%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-5% on the year before
New equipment filings by month
Somerset, WI, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 1 |
| 2025-03 | 8 |
| 2025-04 | 0 |
| 2025-05 | 6 |
| 2025-06 | 5 |
| 2025-07 | 6 |
| 2025-08 | 5 |
| 2025-09 | 9 |
| 2025-10 | 2 |
| 2025-11 | 3 |
| 2025-12 | 7 |
| 2026-01 | 6 |
| 2026-02 | 6 |
| 2026-03 | 5 |
| 2026-04 | 4 |
| 2026-05 | 8 |
| 2026-06 | 5 |
| 2026-07 | 1 |
| 2026-08 | 5 |
| 2026-09 | 2 |
| 2026-10 | 6 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Royal Credit Union31 · 13.5%Bank
- WESTconsin Credit Union26 · 11.3%Bank
- FIRST PREMIER BANK9 · 3.9%Bank
- MidWestOne Bank9 · 3.9%Bank
- Caterpillar Financial8 · 3.5%Captive finance
- Kubota Credit7 · 3.0%Captive finance
- John Deere Financial7 · 3.0%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated263 · 91.6%
- Agriculture15 · 5.2%
- Construction8 · 2.8%
- Vehicles1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | McC Somerset | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Northern State Bank Bank | Oct 2023 |
82 | BOS Somerset | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
81 | McC Somerset | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Kinetic Leasing, Inc. Independent | Sep 2023 |
79 | MB Somerset | Agriculture 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
79 | MB Somerset | Agriculture 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
74 | SH Somerset | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Sheffield Financial, a division of Truist Bank Bank | Nov 2023 |
74 | SCI Somerset | Equipment 41 mo old · peak window+35Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | May 2023 |
74 | RVP Somerset | Equipment 43 mo old · peak window+35Active, no continuation+10 | Regional Business Fund, Inc. Other | Mar 2023 |
Nearby cities
- Hudson851
- New Richmond569
- Baldwin368
- Amery363
- Prescott197
- Roberts182
- Woodville155
- Glenwood City145
- Clear Lake140
- Clayton116
- Hammond103
- Hager City93
Questions
How many equipment loans are active in Somerset, WI?
How many equipment loans in Somerset, WI end in the next six months?
Which lenders finance the most equipment in Somerset, WI?
What equipment is financed most in Somerset, WI?
Is Somerset, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.