Updated November 11, 2026
Construction equipment loans in Eau Claire, WI
Eau Claire has 66 active UCC filings for construction equipment across 22 businesses, about 3.0 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 19. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 71% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Eau Claire, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 6 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 4 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial47 · 71.2%Captive finance
- John Deere Financial16 · 24.2%Captive finance
- JCB FINANCE3 · 4.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
77 | AME Eau Claire | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
74 | SWI Eau Claire | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
71 | HOM Eau Claire | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
71 | HOM Eau Claire | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
64 | SNO Eau Claire | Construction 36 mo old · peak window+35Moved to another lender Sep 2024 | John Deere Financial Captive finance | Nov 2023 |
53 | DOW Eau Claire | Construction 59 mo old · late window+12Near the 60-month mark+7 | JCB FINANCE Captive finance | Nov 2021 |
49 | CMS Eau Claire | Construction 3 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Jul 2026 |
49 | JIL Eau Claire | Construction 5 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | May 2026 |
Construction in nearby cities
Construction across WisconsinTop lenders here
Questions
How many construction equipment loans are active in Eau Claire, WI?
How many construction equipment loans in Eau Claire, WI end in the next six months?
Which lenders finance the most construction equipment in Eau Claire, WI?
Is Eau Claire, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.