Updated November 11, 2026
Equipment financing activity in Bay City, WI
Bay City has 37 active UCC filings for equipment across 31 businesses. 6 new filings were recorded in the last 12 months, down 50% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: Hiawatha National Bank leads with 19%, followed by WESTCONSIN CREDIT UNION at 19%. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 72%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-50% on the year before
New equipment filings by month
Bay City, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 4 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Hiawatha National Bank6 · 18.8%Bank
- WESTCONSIN CREDIT UNION6 · 18.8%Bank
- Kubota Credit3 · 9.4%Captive finance
- CNH Industrial Capital2 · 6.3%Captive finance
- Compeer Financial, PCA2 · 6.3%Independent
- FIRST NATIONAL COMMUNITY BANK2 · 6.3%Bank
- BRIDGEWATER BANK1 · 3.1%Bank
- RED WING CREDIT UNION1 · 3.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated31 · 83.8%
- Agriculture6 · 16.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
71 | WIN Bay City | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | AMPLUS 223 TRUST Other | Sep 2023 |
69 | Lit Bay City | Equipment 43 mo old · peak window+35Active, no continuation+10 | The LCF Group, Inc. Other | Mar 2023 |
65 | CHA Bay City | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | Kubota Credit Captive finance | Jul 2022 |
64 | DAR Bay City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | WESTCONSIN CREDIT UNION Bank | Nov 2022 |
59 | The Bay City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Compeer Financial, PCA Independent | Oct 2022 |
53 | ALL Bay City | Equipment 35 mo old · early+32Near the 36-month mark+7 | Corporation Service Company, as Representative Other | Dec 2023 |
53 | CAS Bay City | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | WESTCONSIN CREDIT UNION Bank | Dec 2022 |
51 | Bry Bay City | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Hiawatha National Bank Bank | Jul 2023 |
Nearby cities
- Eau Claire1,996
- Chippewa Falls1,346
- Menomonie674
- Bloomer432
- Mondovi430
- Altoona323
- Chetek299
- Colfax287
- Durand269
- Osseo257
- Cadott246
- Stanley235
Questions
How many equipment loans are active in Bay City, WI?
How many equipment loans in Bay City, WI end in the next six months?
Which lenders finance the most equipment in Bay City, WI?
What equipment is financed most in Bay City, WI?
Is Bay City, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.