Updated November 11, 2026
Equipment financing activity in Red Oak, VA
Red Oak has 40 active UCC filings for equipment across 11 businesses, about 3.6 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 27% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. Caterpillar Financial dominates with 30% of active filings. Construction is the largest equipment type, at 25%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Red Oak, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 3 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial7 · 30.4%Captive finance
- Independent
- Targeted Lending Co., LLC3 · 13.0%Independent
- United Bank3 · 13.0%Bank
- Independent
- John Deere Financial2 · 8.7%Captive finance
- THE BANK OF CHARLOTTE COUNTY2 · 8.7%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated27 · 67.5%
- Construction10 · 25.0%
- Agriculture2 · 5.0%
- Blanket liens1 · 2.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | RED Red Oak | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Carter Machinery Company, Incorporated Other | Jan 2023 |
76 | RED Red Oak | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | C T Corporation System, as representative Other | Jan 2023 |
74 | RED Red Oak | Equipment 50 mo old · late window+31Near the 48-month mark+4 | PEOPLE'S UNITED EQUIPMENT FINANCE CORP. Independent | Aug 2022 |
70 | RED Red Oak | Equipment 51 mo old · late window+29Near the 48-month mark+2 | PEOPLE'S UNITED EQUIPMENT FINANCE CORP. Independent | Jul 2022 |
66 | Dan Red Oak | Equipment 52 mo old · late window+27Active, no continuation+10 | PEOPLE'S UNITED EQUIPMENT FINANCE CORP. Independent | Jun 2022 |
64 | RED Red Oak | Construction 36 mo old · peak window+35Moved to another lender May 2025 | Caterpillar Financial Captive finance | Oct 2023 |
64 | RED Red Oak | Construction 48 mo old · peak window+35Moved to another lender May 2025 | Caterpillar Financial Captive finance | Oct 2022 |
64 | RED Red Oak | Construction 48 mo old · peak window+35Moved to another lender May 2025 | Caterpillar Financial Captive finance | Oct 2022 |
Nearby cities
- South Hill234
- Farmville196
- Dillwyn95
- Clarksville72
- Crewe65
- Keysville62
- Kenbridge58
- Bracey51
- Chase City51
- Victoria49
- Brodnax45
- La Crosse44
Questions
How many equipment loans are active in Red Oak, VA?
How many equipment loans in Red Oak, VA end in the next six months?
Which lenders finance the most equipment in Red Oak, VA?
What equipment is financed most in Red Oak, VA?
Is Red Oak, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.