Updated November 11, 2026
Equipment financing activity in Prospect, VA
Prospect has 25 active UCC filings for equipment across 7 businesses, about 3.6 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 55% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: BMO Bank N.A., as Collateral Agent leads with 14%, followed by Oakmont Capital Holdings LLC at 10%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-55% on the year before
New equipment filings by month
Prospect, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- BMO Bank N.A., as Collateral Agent3 · 14.3%Bank
- Oakmont Capital Holdings LLC2 · 9.5%Independent
- Bank
- DLL1 · 4.8%Independent
- CNH Industrial Capital1 · 4.8%Captive finance
- Independent
- American Bank, N.A.1 · 4.8%Bank
- Auxilior Capital Partners, Inc.1 · 4.8%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated22 · 88.0%
- Agriculture1 · 4.0%
- Construction1 · 4.0%
- Manufacturing1 · 4.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
61 | WAL Prospect | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | BANC OF AMERICA LEASING & CAPITAL, LLC Independent | Nov 2022 |
57 | KIN Prospect | Equipment 34 mo old · early+29Near the 36-month mark+4 | Ditch Witch Financial Services, a program of BMO Bank N.A. Bank | Dec 2023 |
57 | COR Prospect | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Dec 2023 |
52 | KIN Prospect | Equipment 33 mo old · early+26Near the 36-month mark+2 | JLG Industries, Inc. for itself and as a representative of certain of its affiliates Other | Jan 2024 |
47 | KIN Prospect | Equipment 32 mo old · early+23Active, no continuation+10 | American Bank, N.A. Bank | Feb 2024 |
44 | KIN Prospect | Equipment 31 mo old · early+20Active, no continuation+10 | Apex Commercial Capital Corp. Independent | Mar 2024 |
39 | I. Prospect | Equipment 53 mo old · late window+25Active, no continuation+10 | Truist Bank Bank | May 2022 |
34 | KIN Prospect | Construction 0 mo old · too earlyActive, no continuation+10 | Not listed | Oct 2026 |
Nearby cities
- South Hill234
- Farmville196
- Dillwyn95
- Clarksville72
- Crewe65
- Keysville62
- Kenbridge58
- Bracey51
- Chase City51
- Victoria49
- Brodnax45
- La Crosse44
Top lenders in Prospect
- BMO Bank N.A., as Collateral Agent3
- Oakmont Capital Holdings LLC2
- Wells Fargo Vendor Financial Services, LLC1
- DLL1
- CNH Industrial Capital1
- GreatAmerica Financial Services Corporation1
- American Bank, N.A.1
- Auxilior Capital Partners, Inc.1
- Apex Commercial Capital Corp.1
- First Commonwealth Equipment Finance1
Questions
How many equipment loans are active in Prospect, VA?
How many equipment loans in Prospect, VA end in the next six months?
Which lenders finance the most equipment in Prospect, VA?
What equipment is financed most in Prospect, VA?
Is Prospect, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.