Updated November 11, 2026
Construction equipment loans in Lynchburg, VA
Lynchburg has 37 active UCC filings for construction equipment across 22 businesses, about 1.7 per business, so repeat borrowers are common. 17 new filings were recorded in the last 12 months, up 113% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. Caterpillar Financial dominates with 76% of active filings. Captive finance arms of the manufacturers write 97% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+113% on the year before
New equipment filings by month
Lynchburg, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 3 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial22 · 75.9%Captive finance
- John Deere Financial6 · 20.7%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
67 | VSI Lynchburg | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
57 | LAN Lynchburg | Construction 32 mo old · early+23Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
52 | RMR Lynchburg | Construction 30 mo old · early+18Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2024 |
49 | SCO Lynchburg | Construction 36 mo old · peak window+35Moved to another lender Feb 2025 | Caterpillar Financial Captive finance | Oct 2023 |
45 | TAL Lynchburg | Construction 3 mo old · too earlyActive, no continuation+10 | Not listed | Jul 2026 |
44 | ENG Lynchburg | Construction 0 mo old · too earlyActive, no continuation+10 | Not listed | Oct 2026 |
43 | Was Lynchburg | Construction 35 mo old · early+32Moved to another lender Sep 2025 | Caterpillar Financial Captive finance | Nov 2023 |
40 | MR Lynchburg | Construction 1 mo old · too earlyActive, no continuation+10 | Not listed | Sep 2026 |
Construction in nearby cities
Construction across VirginiaQuestions
How many construction equipment loans are active in Lynchburg, VA?
How many construction equipment loans in Lynchburg, VA end in the next six months?
Which lenders finance the most construction equipment in Lynchburg, VA?
Is Lynchburg, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.