Updated November 11, 2026
Universal Finance Corp. equipment loans in Virginia
Universal Finance Corp. holds 25 active equipment financing statements against 23 businesses in Virginia, according to public UCC filings. 11 new filings were recorded in the last 12 months, up 22% on the year before. 2 of these loans reach a typical 36, 48 or 60 month term end in the next six months. That makes it the number 365 equipment lender in the state by active filings, with 0.0% of lender-held filings. It is classed as independent.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+22% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 4 |
| 2025-05 | 0 |
| 2025-06 | 3 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 2 |
| 2026-06 | 3 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated22 · 88.0%
- Trucks & trailers2 · 8.0%
- Construction1 · 4.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
59 | Ham Virginia Beach | Equipment 40 mo old · peak window+35Active, no continuation+10 | Universal Finance Corp. Independent | Jun 2023 |
48 | VIP Mechanicsville | Equipment 59 mo old · late window+12Near the 60-month mark+7 | Universal Finance Corp. Independent | Nov 2021 |
45 | JPJ Melfa | Trucks & trailers 4 mo old · too earlyAlso a blanket lien | Universal Finance Corp. Independent | Jun 2026 |
43 | M&J Sterling | Equipment 35 mo old · early+32Moved to another lender Jun 2024 | Universal Finance Corp. Independent | Nov 2023 |
39 | FIV Fredericksburg | Equipment 9 mo old · too earlyActive, no continuation+10 | Universal Finance Corp. Independent | Jan 2026 |
39 | Kai Hampton | Equipment 18 mo old · too earlyActive, no continuation+10 | Universal Finance Corp. Independent | Apr 2025 |
35 | WE Mechanicsville | Trucks & trailers 3 mo old · too earlyAlso a blanket lien | Universal Finance Corp. Independent | Jul 2026 |
35 | KW Charlottesville | Equipment 26 mo old · early+6Active, no continuation+10 | Universal Finance Corp. Independent | Aug 2024 |
Other independent lenders
- DLL1,664
- Leaf Capital Funding, LLC786
- GreatAmerica Financial Services Corporation746
- Navitas Credit Corp.708
- BANC OF AMERICA LEASING & CAPITAL, LLC604
- M&T EQUIPMENT FINANCE CORPORATION584
- Western Equipment Finance568
- Oakmont Capital Holdings LLC559
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI506
- NEXTGEAR CAPITAL, INC.449
- Financial Pacific Leasing, Inc.416
- Commodity Credit Corporation364
What it finances
Questions
How many equipment loans does Universal Finance Corp. have in Virginia?
What is Universal Finance Corp.'s equipment finance market share in Virginia?
How many Universal Finance Corp. equipment loans end in the next six months?
Is Universal Finance Corp. growing in Virginia?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.