Updated November 11, 2026
Equipment financing activity in Cape Charles, VA
Cape Charles has 96 active UCC filings for equipment across 49 businesses, about 2.0 per business, so repeat borrowers are common. 27 new filings were recorded in the last 12 months, up 69% on the year before. 28 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. The market is spread out: John Deere Financial leads with 19%, followed by CNH Industrial Capital at 12%. Agriculture is the largest equipment type, at 25%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+69% on the year before
New equipment filings by month
Cape Charles, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 4 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 3 |
| 2026-02 | 4 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 5 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial11 · 18.6%Captive finance
- CNH Industrial Capital7 · 11.9%Captive finance
- DLL6 · 10.2%Independent
- Bank
- Bank
- Bank
- Independent
- First Independence Bank2 · 3.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated66 · 68.8%
- Agriculture24 · 25.0%
- Blanket liens4 · 4.2%
- IT & office1 · 1.0%
- Manufacturing1 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | YAR Cape Charles | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
91 | YAR Cape Charles | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
86 | YAR Cape Charles | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | CNH Industrial Capital Captive finance | Feb 2023 |
84 | YAR Cape Charles | Agriculture 42 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Apr 2023 |
76 | Ame Cape Charles | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | SECURED LENDER SOLUTIONS Other | Nov 2022 |
74 | Twi Cape Charles | Equipment 44 mo old · peak window+35Active, no continuation+10 | Southern States Milford Cooperative, Incorporated Other | Mar 2023 |
67 | YAR Cape Charles | Agriculture 58 mo old · late window+14Near the 60-month mark+4 | CNH Industrial Capital Captive finance | Jan 2022 |
64 | YAR Cape Charles | Agriculture 29 mo old · early+15Active, no continuation+10 | John Deere Financial Captive finance | May 2024 |
Top lenders in Cape Charles
- John Deere Financial11
- CNH Industrial Capital7
- DLL6
- Calvin B Taylor Banking Co. of Berlin, MD4
- Sheffield Financial, a division of Truist Bank3
- Wells Fargo Vendor Financial Services, LLC2
- GreatAmerica Financial Services Corporation2
- HUNTINGTON NATIONAL BANK1
- North Mill Credit Trust1
Questions
How many equipment loans are active in Cape Charles, VA?
How many equipment loans in Cape Charles, VA end in the next six months?
Which lenders finance the most equipment in Cape Charles, VA?
What equipment is financed most in Cape Charles, VA?
Is Cape Charles, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.