Updated November 11, 2026
Construction equipment loans in Bridgewater, VA
Bridgewater has 30 active UCC filings for construction equipment across 10 businesses, about 3.0 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 71% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 93% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+71% on the year before
New equipment filings by month
Bridgewater, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 4 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial28 · 93.3%Captive finance
- John Deere Financial1 · 3.3%Captive finance
- JCB FINANCE1 · 3.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | MOS Bridgewater | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
79 | KEY Bridgewater | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
76 | SHE Bridgewater | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
73 | SHE Bridgewater | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
73 | WIL Bridgewater | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
71 | GRO Bridgewater | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
59 | GRO Bridgewater | Construction 53 mo old · late window+25Active, no continuation+10 | Caterpillar Financial Captive finance | May 2022 |
46 | MOS Bridgewater | Construction 28 mo old · early+12Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2024 |
Top lenders here
Questions
How many construction equipment loans are active in Bridgewater, VA?
How many construction equipment loans in Bridgewater, VA end in the next six months?
Which lenders finance the most construction equipment in Bridgewater, VA?
Is Bridgewater, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.