UCC Scout

Updated November 11, 2026

Construction equipment loans in Bridgewater, VA

Bridgewater has 30 active UCC filings for construction equipment across 10 businesses, about 3.0 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 71% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 93% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.

30

Active equipment filings

4

Likely ending in the next 6 months

36, 48 or 60 month term

10

Businesses with active filings

12

New filings, last 12 months

+71% on the year before

New equipment filings by month

Bridgewater, VA, last 24 months. The current month is still coming in.

42Dec 2024: 1Dec 24Jan 2025: 0Feb 2025: 0Mar 2025: 0MarApr 2025: 2May 2025: 0Jun 2025: 1JunJul 2025: 1Aug 2025: 1Sep 2025: 0SepOct 2025: 1Nov 2025: 1Dec 2025: 3DecJan 2026: 1Feb 2026: 0Mar 2026: 0MarApr 2026: 4May 2026: 0Jun 2026: 1JunJul 2026: 2Aug 2026: 0Sep 2026: 0SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Bridgewater, VA
2024-121
2025-010
2025-020
2025-030
2025-042
2025-050
2025-061
2025-071
2025-081
2025-090
2025-101
2025-111
2025-123
2026-011
2026-020
2026-030
2026-044
2026-050
2026-061
2026-072
2026-080
2026-090
2026-100
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. Captive finance
  3. JCB FINANCE1 · 3.3%
    Captive finance

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 30 with names
79
MOS
Bridgewater
Construction
36 mo old · peak window+35Near the 36-month mark+10
Caterpillar Financial
79
KEY
Bridgewater
Construction
48 mo old · peak window+35Near the 48-month mark+10
Caterpillar Financial
76
SHE
Bridgewater
Construction
47 mo old · peak window+35Near the 48-month mark+7
Caterpillar Financial
73
SHE
Bridgewater
Construction
35 mo old · early+32Near the 36-month mark+7
Caterpillar Financial
73
WIL
Bridgewater
Construction
46 mo old · peak window+35Near the 48-month mark+4
Caterpillar Financial
71
GRO
Bridgewater
Construction
45 mo old · peak window+35Near the 48-month mark+2
Caterpillar Financial
59
GRO
Bridgewater
Construction
53 mo old · late window+25Active, no continuation+10
Caterpillar Financial
46
MOS
Bridgewater
Construction
28 mo old · early+12Active, no continuation+10
Caterpillar Financial

Questions

How many construction equipment loans are active in Bridgewater, VA?
30 UCC filings for construction equipment against 10 businesses in Bridgewater, VA are active, meaning not terminated or lapsed.
How many construction equipment loans in Bridgewater, VA end in the next six months?
About 4: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in Bridgewater, VA?
Caterpillar Financial (28), John Deere Financial (1), JCB FINANCE (1), counting active filings.
Is Bridgewater, VA equipment financing growing?
12 new filings in the last 12 months against 7 in the 12 before, up 71%.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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