Updated November 11, 2026
Construction equipment loans in Palm City, FL
Palm City has 92 active UCC filings for construction equipment across 17 businesses, about 5.4 per business, so repeat borrowers are common. 20 new filings were recorded in the last 12 months, down 46% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 35% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-46% on the year before
New equipment filings by month
Palm City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 3 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 11 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 4 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial32 · 34.8%Captive finance
- John Deere Financial31 · 33.7%Captive finance
- Komatsu Financial28 · 30.4%Captive finance
- JCB FINANCE1 · 1.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | MTS Palm City | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | ADA Palm City | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
84 | CWA Palm City | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
84 | SOU Palm City | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
84 | CWA Palm City | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
84 | CWA Palm City | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
73 | SUN Palm City | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Komatsu Financial Captive finance | Aug 2023 |
72 | CWA Palm City | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Feb 2024 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Palm City, FL?
How many construction equipment loans in Palm City, FL end in the next six months?
Which lenders finance the most construction equipment in Palm City, FL?
Is Palm City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.