Updated November 11, 2026
Construction equipment loans in Okeechobee, FL
Okeechobee has 99 active UCC filings for construction equipment across 35 businesses, about 2.8 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, down 13% on the year before. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 15% of the book. Komatsu Financial dominates with 36% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-13% on the year before
New equipment filings by month
Okeechobee, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 3 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 5 |
| 2025-07 | 5 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 4 |
| 2025-11 | 2 |
| 2025-12 | 6 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 6 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Komatsu Financial36 · 36.4%Captive finance
- Caterpillar Financial34 · 34.3%Captive finance
- John Deere Financial24 · 24.2%Captive finance
- JCB FINANCE4 · 4.0%Captive finance
- Vermeer Credit1 · 1.0%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
82 | B & Okeechobee | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
81 | JBL Okeechobee | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
77 | FLO Okeechobee | Construction 33 mo old · early+26Near the 36-month mark+2 | Komatsu Financial Captive finance | Jan 2024 |
71 | MOH Okeechobee | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
69 | STR Okeechobee | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
69 | SOU Okeechobee | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
69 | SOU Okeechobee | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
69 | SOU Okeechobee | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Okeechobee, FL?
How many construction equipment loans in Okeechobee, FL end in the next six months?
Which lenders finance the most construction equipment in Okeechobee, FL?
Is Okeechobee, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.