UCC Scout

Updated November 11, 2026

Construction equipment loans in Okeechobee, FL

Okeechobee has 99 active UCC filings for construction equipment across 35 businesses, about 2.8 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, down 13% on the year before. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 15% of the book. Komatsu Financial dominates with 36% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.

99

Active equipment filings

15

Likely ending in the next 6 months

36, 48 or 60 month term

35

Businesses with active filings

26

New filings, last 12 months

-13% on the year before

New equipment filings by month

Okeechobee, FL, last 24 months. The current month is still coming in.

63Dec 2024: 2Dec 24Jan 2025: 2Feb 2025: 3Mar 2025: 1MarApr 2025: 0May 2025: 0Jun 2025: 5JunJul 2025: 5Aug 2025: 2Sep 2025: 2SepOct 2025: 4Nov 2025: 2Dec 2025: 6DecJan 2026: 0Feb 2026: 1Mar 2026: 3MarApr 2026: 6May 2026: 1Jun 2026: 2JunJul 2026: 3Aug 2026: 2Sep 2026: 1SepOct 2026: 1Nov 2026: 0 so farNov
New equipment filings per month in Okeechobee, FL
2024-122
2025-012
2025-023
2025-031
2025-040
2025-050
2025-065
2025-075
2025-082
2025-092
2025-104
2025-112
2025-126
2026-010
2026-021
2026-033
2026-046
2026-051
2026-062
2026-073
2026-082
2026-091
2026-101
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. Captive finance
  3. Captive finance
  4. JCB FINANCE4 · 4.0%
    Captive finance
  5. Captive finance

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 99 with names
82
B &
Okeechobee
Construction
34 mo old · early+29Near the 36-month mark+4
John Deere Financial
81
JBL
Okeechobee
Construction
39 mo old · peak window+35Near the 36-month mark+2
John Deere Financial
77
FLO
Okeechobee
Construction
33 mo old · early+26Near the 36-month mark+2
Komatsu Financial
71
MOH
Okeechobee
Construction
39 mo old · peak window+35Near the 36-month mark+2
Caterpillar Financial
69
STR
Okeechobee
Construction
36 mo old · peak window+35Near the 36-month mark+10
Caterpillar Financial
69
SOU
Okeechobee
Construction
40 mo old · peak window+35Active, no continuation+10
Caterpillar Financial
69
SOU
Okeechobee
Construction
44 mo old · peak window+35Active, no continuation+10
Caterpillar Financial
69
SOU
Okeechobee
Construction
50 mo old · late window+31Near the 48-month mark+4
Caterpillar Financial

Other equipment in Okeechobee

All equipment in Okeechobee

Questions

How many construction equipment loans are active in Okeechobee, FL?
99 UCC filings for construction equipment against 35 businesses in Okeechobee, FL are active, meaning not terminated or lapsed.
How many construction equipment loans in Okeechobee, FL end in the next six months?
About 15: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in Okeechobee, FL?
Komatsu Financial (36), Caterpillar Financial (34), John Deere Financial (24), counting active filings.
Is Okeechobee, FL equipment financing growing?
26 new filings in the last 12 months against 30 in the 12 before, down 13%.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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