Updated November 11, 2026
Equipment financing activity in Monticello, FL
Monticello has 272 active UCC filings for equipment across 156 businesses, about 1.7 per business, so repeat borrowers are common. 79 new filings were recorded in the last 12 months, up 46% on the year before. 61 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. John Deere Financial dominates with 29% of active filings. Agriculture is the largest equipment type, at 30%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+46% on the year before
New equipment filings by month
Monticello, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 1 |
| 2025-03 | 6 |
| 2025-04 | 4 |
| 2025-05 | 9 |
| 2025-06 | 7 |
| 2025-07 | 5 |
| 2025-08 | 5 |
| 2025-09 | 1 |
| 2025-10 | 7 |
| 2025-11 | 2 |
| 2025-12 | 10 |
| 2026-01 | 4 |
| 2026-02 | 4 |
| 2026-03 | 5 |
| 2026-04 | 13 |
| 2026-05 | 8 |
| 2026-06 | 5 |
| 2026-07 | 8 |
| 2026-08 | 8 |
| 2026-09 | 9 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial62 · 29.0%Captive finance
- Bank
- Bank
- Kubota Credit12 · 5.6%Captive finance
- CAPITAL CITY BANK11 · 5.1%Bank
- Caterpillar Financial6 · 2.8%Captive finance
- SERVISFIRST BANK5 · 2.3%Bank
- FINANCIAL PACIFIC LEASING, INC.4 · 1.9%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated168 · 61.8%
- Agriculture81 · 29.8%
- Construction23 · 8.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | FUL Monticello | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | FARM CREDIT OF NORTHWEST FLORIDA, ACA Bank | Jan 2023 |
84 | J.D Monticello | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Oct 2023 |
81 | J.D Monticello | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Nov 2022 |
81 | DAV Monticello | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2022 |
80 | ODO Monticello | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
76 | DAV Monticello | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jan 2023 |
76 | ROC Monticello | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
74 | J.D Monticello | Equipment 42 mo old · peak window+35Active, no continuation+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Apr 2023 |
Equipment types in Monticello
Nearby cities
- Tallahassee4,267
- Quincy376
- Crawfordville332
- Perry284
- Havana248
- Madison224
- Midway146
- Bristol83
- Eastpoint75
- Greenville62
- Apalachicola60
- Steinhatchee44
Top lenders in Monticello
- John Deere Financial62
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC18
- FARM CREDIT OF NORTHWEST FLORIDA, ACA18
- Kubota Credit12
- CAPITAL CITY BANK11
- Caterpillar Financial6
- SERVISFIRST BANK5
- FINANCIAL PACIFIC LEASING, INC.4
- COMMERCIAL CREDIT GROUP INC. ON BEHALF OF ITSELF AND ON BEHALF OF ALL AFFIL4
- MAHINDRA FINANCE USA LLC3
Questions
How many equipment loans are active in Monticello, FL?
How many equipment loans in Monticello, FL end in the next six months?
Which lenders finance the most equipment in Monticello, FL?
What equipment is financed most in Monticello, FL?
Is Monticello, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.