Updated November 11, 2026
Equipment financing activity in Apalachicola, FL
Apalachicola has 60 active UCC filings for equipment across 42 businesses. 14 new filings were recorded in the last 12 months, up 56% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Kubota Credit leads with 16%, followed by WEBBANK, ITS SUCCESSORS AND ASSIGNEES at 10%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+56% on the year before
New equipment filings by month
Apalachicola, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 5 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit5 · 16.1%Captive finance
- Bank
- CAPITAL CITY BANK2 · 6.5%Bank
- PEOPLESSOUTH BANK2 · 6.5%Bank
- Bank
- Bank
- Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated55 · 91.7%
- Agriculture5 · 8.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
73 | GUL Apalachicola | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
73 | WAT Apalachicola | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | JONSSON INTERNATIONAL INC. DBA GREGOR JOSSON, INC. Other | Dec 2022 |
69 | T P Apalachicola | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
63 | GIB Apalachicola | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | INNOVATIONS FINANCIAL CREDIT UNION Bank | Dec 2022 |
63 | GIB Apalachicola | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | INNOVATIONS FINANCIAL CREDIT UNION Bank | Dec 2022 |
59 | OWL Apalachicola | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | BAYFIRST NATIONAL BANK, A NATIONAL BANKING ASSOCIATION Bank | Oct 2022 |
59 | WSH Apalachicola | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
59 | WE Apalachicola | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Oct 2022 |
Nearby cities
- Tallahassee4,267
- Quincy376
- Crawfordville332
- Perry284
- Monticello272
- Havana248
- Madison224
- Midway146
- Bristol83
- Eastpoint75
- Greenville62
- Steinhatchee44
Top lenders in Apalachicola
- Kubota Credit5
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES3
- CAPITAL CITY BANK2
- PEOPLESSOUTH BANK2
- INNOVATIONS FINANCIAL CREDIT UNION2
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC2
- NORTHPOINT COMMERCIAL FINANCE LLC1
- WELLS FARGO COMMERCIAL DISTRIBUTION FINANCE, LLC1
- STEARNS BANK EQUIPMENT FINANCE1
- DEXT CAPITAL, LLC1
Questions
How many equipment loans are active in Apalachicola, FL?
How many equipment loans in Apalachicola, FL end in the next six months?
Which lenders finance the most equipment in Apalachicola, FL?
What equipment is financed most in Apalachicola, FL?
Is Apalachicola, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.