Updated November 11, 2026
Equipment financing activity in Clearwater Beach, FL
Clearwater Beach has 54 active UCC filings for equipment across 46 businesses. New filings held steady over the last 12 months at 13. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: John Deere Financial leads with 11%, followed by VALLEY NATIONAL BANK at 7%. Banks and credit unions hold 68%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Clearwater Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 4 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial3 · 10.7%Captive finance
- VALLEY NATIONAL BANK2 · 7.1%Bank
- BANK OF CENTRAL FLORIDA2 · 7.1%Bank
- CLIMATE FIRST BANK2 · 7.1%Bank
- JPMORGAN CHASE BANK, NA1 · 3.6%Bank
- BAY BANK1 · 3.6%Bank
- Independent
- BANK OF AMERICA, N.A.1 · 3.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated51 · 94.4%
- Agriculture3 · 5.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
58 | M2 Clearwater Beach | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | UCC REP Other | Aug 2023 |
58 | DIV Clearwater Beach | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | BEST MERIDIAN INTERNATIONAL INSURANCE COMPANY SPC Other | Dec 2022 |
56 | SAN Clearwater Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | EASTERN FUNDING LLC Independent | Sep 2023 |
54 | ABB Clearwater Beach | Equipment 44 mo old · peak window+35Active, no continuation+10 | CLIMATE FIRST BANK Bank | Feb 2023 |
54 | ABB Clearwater Beach | Equipment 44 mo old · peak window+35Active, no continuation+10 | CLIMATE FIRST BANK Bank | Feb 2023 |
52 | BRA Clearwater Beach | Agriculture 30 mo old · early+18Active, no continuation+10 | John Deere Financial Captive finance | Apr 2024 |
49 | PHI Clearwater Beach | Equipment 41 mo old · peak window+35Active, no continuation+10 | BAYFIRST NATIONAL BANK, A NATIONAL BANKING ASSOCIATION Bank | May 2023 |
49 | CLE Clearwater Beach | Equipment 42 mo old · peak window+35Active, no continuation+10 | FINANCIAL PACIFIC LEASING, INC. Independent | Apr 2023 |
Nearby cities
- Clearwater4,936
- St. Petersburg2,713
- Saint Petersburg2,012
- Largo1,914
- Pinellas Park956
- Seminole612
- Gulfport126
- Madeira Beach101
- St Pete Beach97
- Belleair62
- Treasure Island61
- Indian Rocks Beach60
Questions
How many equipment loans are active in Clearwater Beach, FL?
How many equipment loans in Clearwater Beach, FL end in the next six months?
Which lenders finance the most equipment in Clearwater Beach, FL?
What equipment is financed most in Clearwater Beach, FL?
Is Clearwater Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.