Updated November 11, 2026
Construction equipment loans in Southbury, CT
Southbury has 47 active UCC filings for construction equipment across 18 businesses, about 2.6 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 50% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 36% of the book. Caterpillar Financial dominates with 37% of active filings. Captive finance arms of the manufacturers write 85% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-50% on the year before
New equipment filings by month
Southbury, CT, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial17 · 37.0%Captive finance
- John Deere Financial14 · 30.4%Captive finance
- Kubota Credit4 · 8.7%Captive finance
- JCB FINANCE4 · 8.7%Captive finance
- Bank
- Bank
- Signature Financial LLC1 · 2.2%Independent
- Cashmere Valley Bank1 · 2.2%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | ROC Southbury | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
85 | MDH Southbury | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
82 | H.I Southbury | Construction 52 mo old · late window+27Active, no continuation+10 | John Deere Financial Captive finance | Jun 2022 |
78 | S & Southbury | Construction 32 mo old · early+23Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | Feb 2024 |
75 | STU Southbury | Construction 42 mo old · peak window+35Active, no continuation+10 | Cashmere Valley Bank Bank | Apr 2023 |
75 | H.I Southbury | Construction 55 mo old · late window+20Active, no continuation+10 | Signature Financial LLC Independent | Mar 2022 |
73 | S & Southbury | Construction 30 mo old · early+18Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2024 |
73 | CCC Southbury | Construction 54 mo old · late window+23Active, no continuation+10 | Mike Albert, LTD Other | May 2022 |
Construction in nearby cities
- Construction in Milford48
- Construction in Wallingford70
- Construction in Shelton59
- Construction in Middletown57
- Construction in Branford65
- Construction in Meriden48
- Construction in Cheshire70
- Construction in Southington43
- Construction in Monroe69
- Construction in Newtown34
Questions
How many construction equipment loans are active in Southbury, CT?
How many construction equipment loans in Southbury, CT end in the next six months?
Which lenders finance the most construction equipment in Southbury, CT?
Is Southbury, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.