Updated November 11, 2026
Construction equipment loans in Cheshire, CT
Cheshire has 70 active UCC filings for construction equipment across 24 businesses, about 2.9 per business, so repeat borrowers are common. 10 new filings were recorded in the last 12 months, up 150% on the year before. 28 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 40% of the book. Caterpillar Financial dominates with 40% of active filings. Captive finance arms of the manufacturers write 87% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+150% on the year before
New equipment filings by month
Cheshire, CT, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 2 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial25 · 40.3%Captive finance
- John Deere Financial21 · 33.9%Captive finance
- Kubota Credit8 · 12.9%Captive finance
- Bank
- DLL1 · 1.6%Independent
- KeyBank National Association1 · 1.6%Bank
- ALTEC CAPITAL SERVICES, LLC1 · 1.6%Independent
- Oakmont Capital Holdings LLC1 · 1.6%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SHA Cheshire | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
90 | THE Cheshire | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
90 | The Cheshire | Construction 42 mo old · peak window+35Active, no continuation+10 | Webster Capital Finance, a division of Webster Bank, N.A. Independent | Apr 2023 |
90 | CIP Cheshire | Construction 43 mo old · peak window+35Also a blanket lien | Corporation Service Company, as Representative Other | Mar 2023 |
90 | CIP Cheshire | Construction 44 mo old · peak window+35Also a blanket lien | Corporation Service Company, as Representative Other | Feb 2023 |
86 | SHA Cheshire | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
85 | SUM Cheshire | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
85 | CAB Cheshire | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
Construction in nearby cities
- Construction in Milford48
- Construction in Wallingford70
- Construction in Shelton59
- Construction in Middletown57
- Construction in Branford65
- Construction in Meriden48
- Construction in Southington43
- Construction in Monroe69
- Construction in Newtown34
- Construction in Old Saybrook42
Questions
How many construction equipment loans are active in Cheshire, CT?
How many construction equipment loans in Cheshire, CT end in the next six months?
Which lenders finance the most construction equipment in Cheshire, CT?
Is Cheshire, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.