Updated November 11, 2026
Equipment financing activity in Southbury, CT
Southbury has 386 active UCC filings for equipment across 251 businesses, about 1.5 per business, so repeat borrowers are common. 63 new filings were recorded in the last 12 months, up 5% on the year before. 111 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. The market is spread out: Caterpillar Financial leads with 6%, followed by Thomaston Savings Bank at 6%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 60%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+5% on the year before
New equipment filings by month
Southbury, CT, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 4 |
| 2025-03 | 4 |
| 2025-04 | 3 |
| 2025-05 | 13 |
| 2025-06 | 4 |
| 2025-07 | 7 |
| 2025-08 | 1 |
| 2025-09 | 5 |
| 2025-10 | 4 |
| 2025-11 | 6 |
| 2025-12 | 6 |
| 2026-01 | 9 |
| 2026-02 | 6 |
| 2026-03 | 2 |
| 2026-04 | 5 |
| 2026-05 | 6 |
| 2026-06 | 4 |
| 2026-07 | 9 |
| 2026-08 | 2 |
| 2026-09 | 6 |
| 2026-10 | 3 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial17 · 6.4%Captive finance
- Thomaston Savings Bank17 · 6.4%Bank
- Liberty Bank16 · 6.0%Bank
- John Deere Financial15 · 5.6%Captive finance
- Kubota Credit13 · 4.9%Captive finance
- Ion Bank12 · 4.5%Bank
- Union Savings Bank10 · 3.8%Bank
- NEWTOWN SAVINGS BANK10 · 3.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated282 · 73.1%
- Construction47 · 12.2%
- Blanket liens37 · 9.6%
- Agriculture12 · 3.1%
- IT & office2 · 0.5%
- Vehicles2 · 0.5%
- Manufacturing1 · 0.3%
- Medical1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | SPE Southbury | Vehicles 42 mo old · peak window+35Active, no continuation+10 | Savings Bank of Danbury Bank | Apr 2023 |
88 | ROC Southbury | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
85 | MDH Southbury | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
83 | QJF Southbury | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Allegiant Partners Incorporated Other | Oct 2023 |
82 | Cla Southbury | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Navitas Credit Corp. Independent | Dec 2022 |
82 | H.I Southbury | Construction 52 mo old · late window+27Active, no continuation+10 | John Deere Financial Captive finance | Jun 2022 |
78 | S & Southbury | Construction 32 mo old · early+23Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | Feb 2024 |
77 | REA Southbury | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
Equipment types in Southbury
Nearby cities
- Milford1,872
- Wallingford1,200
- Shelton1,106
- Middletown1,038
- Branford1,023
- Meriden898
- North Haven868
- Cheshire740
- Southington670
- Monroe561
- Guilford444
- Newtown439
Questions
How many equipment loans are active in Southbury, CT?
How many equipment loans in Southbury, CT end in the next six months?
Which lenders finance the most equipment in Southbury, CT?
What equipment is financed most in Southbury, CT?
Is Southbury, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.