Updated November 12, 2026
Equipment financing activity in Cheshire, CT
Cheshire has 740 active UCC filings for equipment across 389 businesses, about 1.9 per business, so repeat borrowers are common. 136 new filings were recorded in the last 12 months, up 16% on the year before. 217 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. The market is spread out: Ion Bank leads with 11%, followed by Liberty Bank at 8%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+16% on the year before
New equipment filings by month
Cheshire, CT, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 14 |
| 2025-03 | 5 |
| 2025-04 | 10 |
| 2025-05 | 8 |
| 2025-06 | 13 |
| 2025-07 | 12 |
| 2025-08 | 17 |
| 2025-09 | 5 |
| 2025-10 | 10 |
| 2025-11 | 13 |
| 2025-12 | 15 |
| 2026-01 | 15 |
| 2026-02 | 14 |
| 2026-03 | 10 |
| 2026-04 | 9 |
| 2026-05 | 8 |
| 2026-06 | 13 |
| 2026-07 | 9 |
| 2026-08 | 10 |
| 2026-09 | 14 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Ion Bank56 · 11.2%Bank
- Liberty Bank42 · 8.4%Bank
- John Deere Financial29 · 5.8%Captive finance
- Caterpillar Financial29 · 5.8%Captive finance
- Bank
- TD BANK, N.A.17 · 3.4%Bank
- Kubota Credit14 · 2.8%Captive finance
- M&T Bank14 · 2.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated555 · 75.0%
- Construction70 · 9.5%
- Blanket liens59 · 8.0%
- Agriculture21 · 2.8%
- Manufacturing14 · 1.9%
- IT & office8 · 1.1%
- Vehicles6 · 0.8%
- Trucks & trailers5 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SHA Cheshire | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
90 | THE Cheshire | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
90 | The Cheshire | Construction 42 mo old · peak window+35Active, no continuation+10 | Webster Capital Finance, a division of Webster Bank, N.A. Independent | Apr 2023 |
90 | CIP Cheshire | Construction 43 mo old · peak window+35Also a blanket lien | Corporation Service Company, as Representative Other | Mar 2023 |
90 | CIP Cheshire | Construction 44 mo old · peak window+35Also a blanket lien | Corporation Service Company, as Representative Other | Feb 2023 |
88 | The Cheshire | Trucks & trailers 34 mo old · early+29Near the 36-month mark+4 | Webster Capital Finance, a division of Webster Bank, N.A. Independent | Dec 2023 |
86 | YE Cheshire | Vehicles 47 mo old · peak window+35Near the 48-month mark+7 | Apex Commercial Capital Corp. Independent | Nov 2022 |
86 | SHA Cheshire | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
Equipment types in Cheshire
Nearby cities
- Milford1,872
- Wallingford1,200
- Shelton1,106
- Middletown1,038
- Branford1,023
- Meriden898
- North Haven868
- Southington670
- Monroe561
- Guilford444
- Newtown439
- Orange436
Questions
How many equipment loans are active in Cheshire, CT?
How many equipment loans in Cheshire, CT end in the next six months?
Which lenders finance the most equipment in Cheshire, CT?
What equipment is financed most in Cheshire, CT?
Is Cheshire, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.