Updated November 11, 2026
Construction equipment loans in Middlefield, CT
Middlefield has 29 active UCC filings for construction equipment across 8 businesses, about 3.6 per business, so repeat borrowers are common. 4 new filings were recorded in the last 12 months, down 20% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Caterpillar Financial dominates with 41% of active filings. Captive finance arms of the manufacturers write 86% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-20% on the year before
New equipment filings by month
Middlefield, CT, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial12 · 41.4%Captive finance
- Komatsu Financial7 · 24.1%Captive finance
- JCB FINANCE3 · 10.3%Captive finance
- John Deere Financial2 · 6.9%Captive finance
- Kubota Credit1 · 3.4%Captive finance
- Bank
- Stearns Bank Equipment Finance1 · 3.4%Bank
- Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | KMK Middlefield | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
94 | COA Middlefield | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
92 | SIL Middlefield | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
90 | UNI Middlefield | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jul 2023 |
90 | XEN Middlefield | Construction 40 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Jun 2023 |
88 | XEN Middlefield | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
88 | XEN Middlefield | Construction 34 mo old · early+29Near the 36-month mark+4 | JCB FINANCE Captive finance | Dec 2023 |
73 | SIL Middlefield | Construction 58 mo old · late window+14Near the 60-month mark+4 | Caterpillar Financial Captive finance | Dec 2021 |
Construction in nearby cities
- Construction in Milford48
- Construction in Wallingford70
- Construction in Shelton59
- Construction in Middletown57
- Construction in Branford65
- Construction in Meriden48
- Construction in Cheshire70
- Construction in Southington43
- Construction in Monroe69
- Construction in Newtown34
Questions
How many construction equipment loans are active in Middlefield, CT?
How many construction equipment loans in Middlefield, CT end in the next six months?
Which lenders finance the most construction equipment in Middlefield, CT?
Is Middlefield, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.