Updated November 11, 2026
Equipment financing activity in Middlefield, CT
Middlefield has 154 active UCC filings for equipment across 59 businesses, about 2.6 per business, so repeat borrowers are common. 29 new filings were recorded in the last 12 months, down 28% on the year before. 42 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Caterpillar Financial leads with 11%, followed by Liberty Bank at 9%. Construction is the largest equipment type, at 19%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-28% on the year before
New equipment filings by month
Middlefield, CT, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 4 |
| 2025-03 | 2 |
| 2025-04 | 4 |
| 2025-05 | 4 |
| 2025-06 | 0 |
| 2025-07 | 5 |
| 2025-08 | 1 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 5 |
| 2026-01 | 4 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 3 |
| 2026-07 | 5 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial13 · 11.1%Captive finance
- Liberty Bank11 · 9.4%Bank
- Komatsu Financial7 · 6.0%Captive finance
- Bank
- Kubota Credit5 · 4.3%Captive finance
- The Huntington National Bank4 · 3.4%Bank
- JCB FINANCE4 · 3.4%Captive finance
- PIRS CAPITAL, LLC4 · 3.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated107 · 69.5%
- Construction29 · 18.8%
- Agriculture8 · 5.2%
- Blanket liens5 · 3.2%
- Manufacturing2 · 1.3%
- Trucks & trailers2 · 1.3%
- IT & office1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | KMK Middlefield | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
94 | COA Middlefield | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
92 | SIL Middlefield | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
90 | UNI Middlefield | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jul 2023 |
90 | XEN Middlefield | Construction 40 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Jun 2023 |
90 | XEN Middlefield | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
90 | AME Middlefield | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
88 | XEN Middlefield | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
Equipment types in Middlefield
Nearby cities
- Milford1,872
- Wallingford1,200
- Shelton1,106
- Middletown1,038
- Branford1,023
- Meriden898
- North Haven868
- Cheshire740
- Southington670
- Monroe561
- Guilford444
- Newtown439
Questions
How many equipment loans are active in Middlefield, CT?
How many equipment loans in Middlefield, CT end in the next six months?
Which lenders finance the most equipment in Middlefield, CT?
What equipment is financed most in Middlefield, CT?
Is Middlefield, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.