Updated November 11, 2026
Agriculture equipment loans in Wray, CO
Wray has 228 active UCC filings for farm equipment across 42 businesses, about 5.4 per business, so repeat borrowers are common. 41 new filings were recorded in the last 12 months, down 33% on the year before. 52 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. John Deere Financial dominates with 80% of active filings. Captive finance arms of the manufacturers write 81% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-33% on the year before
New equipment filings by month
Wray, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 3 |
| 2025-03 | 2 |
| 2025-04 | 11 |
| 2025-05 | 5 |
| 2025-06 | 13 |
| 2025-07 | 3 |
| 2025-08 | 9 |
| 2025-09 | 4 |
| 2025-10 | 2 |
| 2025-11 | 3 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 6 |
| 2026-03 | 7 |
| 2026-04 | 7 |
| 2026-05 | 9 |
| 2026-06 | 5 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial181 · 79.7%Captive finance
- Wray State Bank8 · 3.5%Bank
- PREMIER FARM CREDIT, PCA7 · 3.1%Bank
- Independent
- Bank
- Bank
- AGCO Finance3 · 1.3%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | COR Wray | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | HEL Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
Top lenders here
- John Deere Financial181
- Wray State Bank8
- PREMIER FARM CREDIT, PCA7
- DIVERSIFIED FINANCIAL SERVICES, LLC6
- FARM CREDIT SERVICES OF AMERICA, PCA4
- Wells Fargo Financial Leasing, Inc.4
- AGCO Finance3
- Farm Credit of Southern Colorado, FLCA, a wholly owned subsidiary of Farm Credit of Southern Colorado, ACA3
- MNB Bank3
- Bank of Colorado2
Questions
How many farm equipment loans are active in Wray, CO?
How many farm equipment loans in Wray, CO end in the next six months?
Which lenders finance the most farm equipment in Wray, CO?
Is Wray, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.