Updated November 10, 2026
Equipment financing activity in Wray, CO
Wray has 375 active UCC filings for equipment across 128 businesses, about 2.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 87. 82 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. John Deere Financial dominates with 52% of active filings. Agriculture is the largest equipment type, at 61%. Captive finance arms of the manufacturers write 56% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Wray, CO, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 5 |
| 2025-03 | 5 |
| 2025-04 | 16 |
| 2025-05 | 6 |
| 2025-06 | 16 |
| 2025-07 | 7 |
| 2025-08 | 10 |
| 2025-09 | 4 |
| 2025-10 | 5 |
| 2025-11 | 5 |
| 2025-12 | 7 |
| 2026-01 | 9 |
| 2026-02 | 9 |
| 2026-03 | 11 |
| 2026-04 | 12 |
| 2026-05 | 14 |
| 2026-06 | 10 |
| 2026-07 | 4 |
| 2026-08 | 6 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial182 · 51.7%Captive finance
- WRAY STATE BANK54 · 15.3%Bank
- Premier Farm Credit, PCA8 · 2.3%Bank
- FIRST FARMBANK7 · 2.0%Bank
- MNB Bank7 · 2.0%Bank
- Bank of Colorado6 · 1.7%Bank
- First Pioneer National Bank6 · 1.7%Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Agriculture228 · 60.8%
- Blanket liens71 · 18.9%
- Equipment, type not stated42 · 11.2%
- Construction23 · 6.1%
- Vehicles5 · 1.3%
- Manufacturing2 · 0.5%
- Restaurant2 · 0.5%
- Trucks & trailers1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | COR Wray | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | HEL Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
90 | Pro Wray | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
Equipment types in Wray
Questions
How many equipment loans are active in Wray, CO?
How many equipment loans in Wray, CO end in the next six months?
Which lenders finance the most equipment in Wray, CO?
What equipment is financed most in Wray, CO?
Is Wray, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.