Updated November 11, 2026
Wray State Bank equipment loans in Colorado
Wray State Bank holds 81 active equipment financing statements against 63 businesses in Colorado, according to public UCC filings. 18 new filings were recorded in the last 12 months, up 80% on the year before. 30 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 37% of the book. Agriculture is the largest equipment type, at 14%. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 167 equipment lender in the state by active filings, with 0.1% of lender-held filings. It is classed as bank.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+80% on the year before
New equipment filings by month
Colorado, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 3 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top equipment types
Active filings by what the collateral describes
- Blanket liens46 · 56.8%
- Agriculture11 · 13.6%
- Equipment, type not stated9 · 11.1%
- Construction7 · 8.6%
- Vehicles5 · 6.2%
- Restaurant1 · 1.2%
- Trucks & trailers1 · 1.2%
- Manufacturing1 · 1.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | P A Wray | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Wray State Bank Bank | Dec 2023 |
78 | Wit Vernon | Vehicles 54 mo old · late window+23Active, no continuation+10 | Wray State Bank Bank | May 2022 |
74 | Nex Eckley | Blanket lien 46 mo old · peak window+35Near the 48-month mark+4 | Wray State Bank Bank | Jan 2023 |
73 | Fre Wray | Construction 58 mo old · late window+14Near the 60-month mark+4 | Wray State Bank Bank | Dec 2021 |
72 | Can Wray | Restaurant 39 mo old · peak window+35Near the 36-month mark+2 | Wray State Bank Bank | Aug 2023 |
70 | ROC Wray | Blanket lien 43 mo old · peak window+35Active, no continuation+10 | Wray State Bank Bank | Apr 2023 |
70 | Hil Wray | Agriculture 43 mo old · peak window+35Active, no continuation+10 | Wray State Bank Bank | Mar 2023 |
70 | G2G Wray | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Wray State Bank Bank | Feb 2023 |
Other bank lenders
- Wells Fargo Vendor Financial Services, LLC2,349
- JPMorgan Chase Bank, NA2,321
- Bank of Colorado1,531
- U.S. Bank National Association1,517
- The Huntington National Bank1,318
- Alpine Bank, A Colorado Banking Corporation1,130
- FirstBank948
- Wells Fargo Bank, N.A.849
- MidFirst Bank, a federally chartered savings association808
- WebBank, its successors and assignees784
- U.S. BANK EQUIPMENT FINANCE755
- First-Citizens Bank & Trust Company707
What it finances
Questions
How many equipment loans does Wray State Bank have in Colorado?
What is Wray State Bank's equipment finance market share in Colorado?
How many Wray State Bank equipment loans end in the next six months?
Is Wray State Bank growing in Colorado?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.