Updated November 11, 2026
Equipment financing activity in Golden, CO
Golden has 1,303 active UCC filings for equipment across 720 businesses, about 1.8 per business, so repeat borrowers are common. 310 new filings were recorded in the last 12 months, up 13% on the year before. 322 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 9%, followed by WAGNER EQUIPMENT COMPANY at 7%. Construction is the largest equipment type, at 22%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+13% on the year before
New equipment filings by month
Golden, CO, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 24 |
| 2025-02 | 20 |
| 2025-03 | 27 |
| 2025-04 | 25 |
| 2025-05 | 20 |
| 2025-06 | 26 |
| 2025-07 | 21 |
| 2025-08 | 18 |
| 2025-09 | 18 |
| 2025-10 | 32 |
| 2025-11 | 32 |
| 2025-12 | 25 |
| 2026-01 | 26 |
| 2026-02 | 20 |
| 2026-03 | 23 |
| 2026-04 | 26 |
| 2026-05 | 39 |
| 2026-06 | 24 |
| 2026-07 | 27 |
| 2026-08 | 34 |
| 2026-09 | 38 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial91 · 9.4%Captive finance
- WAGNER EQUIPMENT COMPANY64 · 6.6%Captive finance
- Bank
- JPMorgan Chase Bank, NA34 · 3.5%Bank
- BOKF, NA DBA BOK FINANCIAL31 · 3.2%Bank
- U.S. Bank National Association25 · 2.6%Bank
- UMB Bank, N.A.19 · 2.0%Bank
- Kubota Credit18 · 1.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated557 · 42.7%
- Blanket liens359 · 27.6%
- Construction284 · 21.8%
- Manufacturing23 · 1.8%
- Agriculture22 · 1.7%
- IT & office20 · 1.5%
- Vehicles14 · 1.1%
- Trucks & trailers11 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | DEN Golden | Construction 36 mo old · peak window+35Near the 36-month mark+10 | COMMERCIAL CAPITAL COMPANY, LLC Independent | Nov 2023 |
100 | L T Golden | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | RUS Golden | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
97 | KEL Golden | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
97 | KEL Golden | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
97 | KRA Golden | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | CHTD Company Other | Nov 2022 |
94 | Vis Golden | Construction 35 mo old · early+32Near the 36-month mark+7 | BOKF, NA DBA BOK FINANCIAL Bank | Nov 2023 |
94 | DEN Golden | Manufacturing 38 mo old · peak window+35Near the 36-month mark+4 | COMMERCIAL CAPITAL COMPANY, LLC Independent | Sep 2023 |
Equipment types in Golden
Nearby cities
- Lakewood1,862
- Arvada1,727
- Wheat Ridge722
- Evergreen395
- Conifer183
- Morrison127
- Pine85
- Edgewater82
- Lakeland36
- Wheatridge32
Questions
How many equipment loans are active in Golden, CO?
How many equipment loans in Golden, CO end in the next six months?
Which lenders finance the most equipment in Golden, CO?
What equipment is financed most in Golden, CO?
Is Golden, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.