Updated November 11, 2026
Equipment financing activity in Wheat Ridge, CO
Wheat Ridge has 722 active UCC filings for equipment across 451 businesses, about 1.6 per business, so repeat borrowers are common. 160 new filings were recorded in the last 12 months, up 14% on the year before. 187 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: FirstBank leads with 5%, followed by JPMorgan Chase Bank, NA at 4%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+14% on the year before
New equipment filings by month
Wheat Ridge, CO, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 12 |
| 2025-03 | 13 |
| 2025-04 | 13 |
| 2025-05 | 17 |
| 2025-06 | 15 |
| 2025-07 | 4 |
| 2025-08 | 12 |
| 2025-09 | 13 |
| 2025-10 | 14 |
| 2025-11 | 9 |
| 2025-12 | 14 |
| 2026-01 | 10 |
| 2026-02 | 20 |
| 2026-03 | 18 |
| 2026-04 | 21 |
| 2026-05 | 27 |
| 2026-06 | 10 |
| 2026-07 | 9 |
| 2026-08 | 14 |
| 2026-09 | 9 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FirstBank24 · 5.1%Bank
- JPMorgan Chase Bank, NA18 · 3.8%Bank
- Kubota Credit15 · 3.2%Captive finance
- Bank
- DLL13 · 2.8%Independent
- Caterpillar Financial13 · 2.8%Captive finance
- Bank
- U.S. Bank National Association10 · 2.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated308 · 42.7%
- Blanket liens280 · 38.8%
- Construction69 · 9.6%
- Manufacturing15 · 2.1%
- Agriculture14 · 1.9%
- IT & office13 · 1.8%
- Trucks & trailers9 · 1.2%
- Medical6 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | ELE Wheat Ridge | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
97 | SAT Wheat Ridge | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Komatsu Financial Captive finance | Sep 2023 |
97 | FUL Wheat Ridge | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Komatsu Financial Captive finance | Dec 2022 |
94 | SAT Wheat Ridge | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
94 | FUL Wheat Ridge | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Komatsu Financial Captive finance | Jan 2023 |
92 | Dir Wheat Ridge | Construction 45 mo old · peak window+35Near the 48-month mark+2 | DLL Independent | Jan 2023 |
90 | ELE Wheat Ridge | Trucks & trailers 41 mo old · peak window+35Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | Jun 2023 |
90 | FRI Wheat Ridge | Construction 43 mo old · peak window+35Active, no continuation+10 | TIMBERLINE BANK Bank | Mar 2023 |
Equipment types in Wheat Ridge
Nearby cities
- Lakewood1,862
- Arvada1,727
- Golden1,303
- Evergreen395
- Conifer183
- Morrison127
- Pine85
- Edgewater82
- Lakeland36
- Wheatridge32
Top lenders in Wheat Ridge
- FirstBank24
- JPMorgan Chase Bank, NA18
- Kubota Credit15
- CITYWIDE BANKS, as Administrative Agent for the Lenders15
- DLL13
- Caterpillar Financial13
- Wells Fargo Vendor Financial Services, LLC10
- U.S. Bank National Association10
- The Huntington National Bank9
- First-Citizens Bank & Trust Company9
Questions
How many equipment loans are active in Wheat Ridge, CO?
How many equipment loans in Wheat Ridge, CO end in the next six months?
Which lenders finance the most equipment in Wheat Ridge, CO?
What equipment is financed most in Wheat Ridge, CO?
Is Wheat Ridge, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.