Updated November 11, 2026
Equipment financing activity in Whitewater, WI
Whitewater has 564 active UCC filings for equipment across 314 businesses, about 1.8 per business, so repeat borrowers are common. 107 new filings were recorded in the last 12 months, up 30% on the year before. 149 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. First Citizens State Bank dominates with 49% of active filings. Agriculture is the largest equipment type, at 10%. Banks and credit unions hold 74%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+30% on the year before
New equipment filings by month
Whitewater, WI, last 24 months. The current month is still coming in.
| 2024-12 | 14 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 6 |
| 2025-03 | 3 |
| 2025-04 | 5 |
| 2025-05 | 5 |
| 2025-06 | 4 |
| 2025-07 | 9 |
| 2025-08 | 10 |
| 2025-09 | 9 |
| 2025-10 | 5 |
| 2025-11 | 6 |
| 2025-12 | 7 |
| 2026-01 | 11 |
| 2026-02 | 5 |
| 2026-03 | 10 |
| 2026-04 | 9 |
| 2026-05 | 13 |
| 2026-06 | 8 |
| 2026-07 | 10 |
| 2026-08 | 10 |
| 2026-09 | 12 |
| 2026-10 | 7 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- First Citizens State Bank239 · 48.6%Bank
- CNH Industrial Capital21 · 4.3%Captive finance
- Kubota Credit16 · 3.3%Captive finance
- Landmark Credit Union15 · 3.0%Bank
- John Deere Financial12 · 2.4%Captive finance
- Caterpillar Financial12 · 2.4%Captive finance
- LEAF Capital Funding, LLC10 · 2.0%Independent
- PremierBank9 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated483 · 85.6%
- Agriculture57 · 10.1%
- Construction23 · 4.1%
- Vehicles1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | HIL Whitewater | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
88 | G&S Whitewater | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Aug 2023 |
84 | HIL Whitewater | Agriculture 41 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | May 2023 |
79 | Haf Whitewater | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | CNH Industrial Capital Captive finance | Nov 2022 |
78 | Tan Whitewater | Equipment 35 mo old · early+32Near the 36-month mark+7 | Innovation Refunds Other | Nov 2023 |
78 | Pop Whitewater | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Dec 2022 |
76 | DMC Whitewater | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | First Citizens State Bank Bank | Jan 2023 |
76 | DMC Whitewater | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | First Citizens State Bank Bank | Jan 2023 |
Equipment types in Whitewater
Nearby cities
- Waukesha2,427
- Kenosha1,618
- New Berlin1,166
- Oak Creek1,055
- Burlington808
- Franklin713
- Lake Geneva616
- Delavan470
- Waterford410
- Mukwonago391
- Franksville367
- Campbellsport336
Questions
How many equipment loans are active in Whitewater, WI?
How many equipment loans in Whitewater, WI end in the next six months?
Which lenders finance the most equipment in Whitewater, WI?
What equipment is financed most in Whitewater, WI?
Is Whitewater, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.