Updated November 11, 2026
Equipment financing activity in Waterford, WI
Waterford has 410 active UCC filings for equipment across 277 businesses. 86 new filings were recorded in the last 12 months, up 26% on the year before. 123 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: Community State Bank leads with 10%, followed by Landmark Credit Union at 6%. Banks and credit unions hold 72%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+26% on the year before
New equipment filings by month
Waterford, WI, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 7 |
| 2025-03 | 6 |
| 2025-04 | 5 |
| 2025-05 | 7 |
| 2025-06 | 4 |
| 2025-07 | 7 |
| 2025-08 | 9 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 1 |
| 2025-12 | 9 |
| 2026-01 | 8 |
| 2026-02 | 6 |
| 2026-03 | 10 |
| 2026-04 | 6 |
| 2026-05 | 5 |
| 2026-06 | 9 |
| 2026-07 | 5 |
| 2026-08 | 7 |
| 2026-09 | 11 |
| 2026-10 | 8 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Community State Bank31 · 10.1%Bank
- Landmark Credit Union18 · 5.8%Bank
- BMO Harris Bank N.A.17 · 5.5%Bank
- North Shore Bank16 · 5.2%Bank
- BMO BANK N.A.15 · 4.9%Bank
- Advia Credit Union10 · 3.2%Bank
- Caterpillar Financial9 · 2.9%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated376 · 91.7%
- Agriculture17 · 4.1%
- Construction13 · 3.2%
- Manufacturing3 · 0.7%
- IT & office1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | MAI Waterford | Construction 39 mo old · peak window+35Near the 36-month mark+2 | JCB FINANCE Captive finance | Jul 2023 |
86 | Bec Waterford | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
84 | D & Waterford | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CAPIFI Other | Oct 2023 |
78 | Bec Waterford | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | VERITY BUSINESS SOLUTIONS, LLC Other | Dec 2022 |
78 | D & Waterford | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | QUANTUM 222 TRUST Other | Dec 2022 |
76 | CEN Waterford | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CFG MERCHANT SOLUTIONS LLC Other | Sep 2023 |
76 | Mal Waterford | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Triebold Implement Inc Other | Jul 2023 |
76 | Bec Waterford | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Advia Credit Union Bank | Jan 2023 |
Nearby cities
- Waukesha2,427
- Kenosha1,618
- New Berlin1,166
- Oak Creek1,055
- Burlington808
- Franklin713
- Lake Geneva616
- Whitewater564
- Delavan470
- Mukwonago391
- Franksville367
- Campbellsport336
Questions
How many equipment loans are active in Waterford, WI?
How many equipment loans in Waterford, WI end in the next six months?
Which lenders finance the most equipment in Waterford, WI?
What equipment is financed most in Waterford, WI?
Is Waterford, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.