Updated November 11, 2026
Equipment financing activity in Waterloo, WI
Waterloo has 209 active UCC filings for equipment across 123 businesses, about 1.7 per business, so repeat borrowers are common. 52 new filings were recorded in the last 12 months, up 30% on the year before. 59 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Compeer Financial, PCA leads with 7%, followed by State Bank of Reeseville at 7%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+30% on the year before
New equipment filings by month
Waterloo, WI, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 3 |
| 2025-03 | 2 |
| 2025-04 | 3 |
| 2025-05 | 3 |
| 2025-06 | 10 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 2 |
| 2025-12 | 6 |
| 2026-01 | 7 |
| 2026-02 | 1 |
| 2026-03 | 6 |
| 2026-04 | 11 |
| 2026-05 | 2 |
| 2026-06 | 5 |
| 2026-07 | 6 |
| 2026-08 | 5 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Compeer Financial, PCA12 · 7.4%Independent
- State Bank of Reeseville11 · 6.8%Bank
- Bank of Sun Prairie11 · 6.8%Bank
- John Deere Financial7 · 4.3%Captive finance
- Bank
- Summit Credit Union6 · 3.7%Bank
- Peoples State Bank6 · 3.7%Bank
- IBM Credit LLC6 · 3.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated172 · 82.3%
- Agriculture20 · 9.6%
- Construction8 · 3.8%
- IT & office6 · 2.9%
- Manufacturing3 · 1.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | TRE Waterloo | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | IBM Credit LLC Captive finance | Nov 2022 |
89 | DUN Waterloo | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
88 | SKA Waterloo | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
88 | SKA Waterloo | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
84 | TEC Waterloo | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
84 | DUN Waterloo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FARMERS & MERCHANTS STATE BANK Bank | Oct 2022 |
84 | TRE Waterloo | IT & office 50 mo old · late window+31Near the 48-month mark+4 | IBM Credit LLC Captive finance | Aug 2022 |
79 | Shi Waterloo | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
Nearby cities
- Janesville1,647
- Beloit1,122
- Sun Prairie874
- Verona705
- Waunakee565
- Monroe561
- Oregon560
- Fort Atkinson504
- Cottage Grove478
- Stoughton448
- Darlington418
- Richland Center373
Questions
How many equipment loans are active in Waterloo, WI?
How many equipment loans in Waterloo, WI end in the next six months?
Which lenders finance the most equipment in Waterloo, WI?
What equipment is financed most in Waterloo, WI?
Is Waterloo, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.