Updated November 11, 2026
Construction equipment loans in River Falls, WI
River Falls has 35 active UCC filings for construction equipment across 11 businesses, about 3.2 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 6. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. Caterpillar Financial dominates with 46% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
River Falls, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 3 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial16 · 45.7%Captive finance
- Komatsu Financial15 · 42.9%Captive finance
- John Deere Financial4 · 11.4%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | TOT River Falls | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
80 | TOT River Falls | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
79 | M.R River Falls | Construction 50 mo old · late window+31Near the 48-month mark+4 | Komatsu Financial Captive finance | Aug 2022 |
76 | TOT River Falls | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
76 | TOT River Falls | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
74 | MUR River Falls | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
67 | TOT River Falls | Construction 56 mo old · late window+18Active, no continuation+10 | Komatsu Financial Captive finance | Feb 2022 |
65 | RAM River Falls | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
Top lenders here
Questions
How many construction equipment loans are active in River Falls, WI?
How many construction equipment loans in River Falls, WI end in the next six months?
Which lenders finance the most construction equipment in River Falls, WI?
Is River Falls, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.