Updated November 11, 2026
Equipment financing activity in River Falls, WI
River Falls has 526 active UCC filings for equipment across 360 businesses. 110 new filings were recorded in the last 12 months, up 33% on the year before. 148 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: WESTconsin Credit Union leads with 17%, followed by River Falls State Bank at 7%. Banks and credit unions hold 71%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+33% on the year before
New equipment filings by month
River Falls, WI, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 6 |
| 2025-03 | 5 |
| 2025-04 | 12 |
| 2025-05 | 6 |
| 2025-06 | 6 |
| 2025-07 | 7 |
| 2025-08 | 5 |
| 2025-09 | 6 |
| 2025-10 | 2 |
| 2025-11 | 8 |
| 2025-12 | 7 |
| 2026-01 | 8 |
| 2026-02 | 5 |
| 2026-03 | 7 |
| 2026-04 | 18 |
| 2026-05 | 10 |
| 2026-06 | 16 |
| 2026-07 | 15 |
| 2026-08 | 10 |
| 2026-09 | 5 |
| 2026-10 | 5 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WESTconsin Credit Union73 · 17.1%Bank
- River Falls State Bank29 · 6.8%Bank
- Bank
- Compeer Financial, PCA21 · 4.9%Independent
- Caterpillar Financial16 · 3.8%Captive finance
- John Deere Financial15 · 3.5%Captive finance
- Komatsu Financial15 · 3.5%Captive finance
- CNH Industrial Capital12 · 2.8%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated452 · 85.9%
- Agriculture36 · 6.8%
- Construction35 · 6.7%
- Vehicles2 · 0.4%
- Manufacturing1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | TOT River Falls | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
84 | Pet River Falls | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Verity Business Solutions, LLC Other | Oct 2022 |
80 | TOT River Falls | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
79 | Pre River Falls | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
79 | M.R River Falls | Construction 50 mo old · late window+31Near the 48-month mark+4 | Komatsu Financial Captive finance | Aug 2022 |
78 | HUP River Falls | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Aug 2023 |
78 | TOT River Falls | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Wells Fargo Bank, N.A. Bank | Aug 2023 |
76 | WIC River Falls | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | First Corporate Solutions, as representative Other | Aug 2023 |
Equipment types in River Falls
Questions
How many equipment loans are active in River Falls, WI?
How many equipment loans in River Falls, WI end in the next six months?
Which lenders finance the most equipment in River Falls, WI?
What equipment is financed most in River Falls, WI?
Is River Falls, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.